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PayPal: Pay in 3 reviews

4.93
Based on 51,544 reviews, last reviewed 17th May 2026
2752400% increase in 5 star reviews
in the past 90 days
5300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful and very helpful application I enjoy the fact that I have a choice of the payments in PayPal and the new credit is collecting points from purchases I made Reviewed on: 17th May 2026
Rena M's avatar
Rena M

Latest lowest rating:

2

Doesn’t Value Customer Loyalty Had a house fire in 2024 the day after I did food shopping using my pay 3. I didn’t even get to eat the food, I had just came out of the hospital and ... Read more Reviewed on: 16th May 2026
Ninny's avatar
Ninny

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (51544)

I use PayPal a lot, especially now I have a PayPal d...

5
I use PayPal a lot, especially now I have a PayPal debit card and can earn points to use towards purchases. Reviewed on: 18th April 2026

Pay in 3 has been a great option for me.

5
Pay in 3 has been a great option for me. Reviewed on: 18th April 2026

Loving the new debit card makes payments easy.

5
Loving the new debit card makes payments easy. Reviewed on: 18th April 2026

Everything is easy to find out easy to apply

5
Everything is easy to find out easy to apply Reviewed on: 18th April 2026

Pay in 3 for you and me

5
It's great to know pay in 3 is there for larger purchases when b I need it, and with no extra interest charges. Reviewed on: 18th April 2026

Been using PayPal for 20 plus years .

5
Been using PayPal for 20 plus years .Its my preferred online payment method. The pay in three is a good way to spread the cost . Reviewed on: 18th April 2026

Quite good, I love the app features aswell as the pa...

5
Quite good, I love the app features aswell as the pay in 3 Reviewed on: 18th April 2026

A safe way to spend and send money/ transactions.

5
A safe way to spend and send money/ transactions. Gives you the ability to keep on top of your spending. Reviewed on: 18th April 2026

It is very easy and accessible to send money to busi...

5
It is very easy and accessible to send money to businesses and friends Reviewed on: 18th April 2026

Pay in 3 perfect!

5
Hassle free, no questions asked. Simply click pay in 3 and that’s it’s that easy, I would highly recommend. Only downside is it doesn’t work everywhere for whatever reason. Reviewed on: 18th April 2026

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