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PayPal: Pay in 3 reviews

4.76
Based on 101,255 reviews, last reviewed 1st Aug 2026
192% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent I only try to use PayPal as I feel it’s... I only try to use PayPal as I feel it’s much safer Reviewed on: 1st August 2026
Clare S's avatar
Clare S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101256)

Only once had to contact the support desk and query...

5
Only once had to contact the support desk and query was dealt with Reviewed on: 7th July 2026

I’ve had issues with Enay and Facebook markplace.

5
I’ve had issues with Enay and Facebook markplace. Both have been sorted very quickly Reviewed on: 7th July 2026

Easy to use quick an safe I feel very comfortable us...

5
Easy to use quick an safe I feel very comfortable using PayPal Reviewed on: 7th July 2026

Trustworthy and Reliable

5
Always trusted paypal and have never had any problems in all the years ive used them Reviewed on: 7th July 2026

Broken down into clear monthly amounts

5
Breaking the payments into clear monthly amounts, makes it clear & simple to understand. Maybe a choice for larger amounts to be able to extend to maybe 4 or 5 months to encourage people to use it for larger amounts. Reviewed on: 7th July 2026

Easy to use website excellent customer service

5
Easy to use website great customer service Reviewed on: 7th July 2026

PayPal for longevity

5
I've been with PayPal for years it's the most simplest financial app. So easy to navigate and cash out is instant no issues. When you need a question answered you can be rest assured you will find it; I'm yet to have one unanswered. Reviewed on: 7th July 2026

It is an easy way to spread the cost of something th...

5
It is an easy way to spread the cost of something that you need. Really you are paying it off in 2 months because you pay one third today the second third next month and the final third the next month. If you wish to clear it sooner you can. Reviewed on: 7th July 2026

Amazing Function & User Interface.

5
Honestly saved me this summer by allowing me to use 'pay in 3' - It's such a great feature PayPal has introduced as well as the User Interface for the function, it's so easy to understand and navigate. You can see clearly when the next payment is due, how many payments are remaining and total paid. Reviewed on: 7th July 2026

Great service

5
Been using for more expensive purchases paying over several months is nice no interest either so nothing to worry about highly reccomend to anyone wanting to use it Reviewed on: 7th July 2026

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