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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (50984 reviews)

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4.93

Based on 50,984 reviews, last reviewed 15th May 2026

2700100% increase in 5 star reviews

in the past 90 days

5200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Simple and easy to use Making spending easy and safe. Always feel confident when using my card online or when shopping Reviewed on: 15th May 2026

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50984)

Easy & safe to use,excellent for spreading the cost...

Easy & safe to use,excellent for spreading the cost of large items. Reviewed on: 17th April 2026

Good , easy to use and pay off.

Good , easy to use and pay off. Great to have to pay for items Reviewed on: 17th April 2026

Sometimes takes a while to find the right place to m...

Sometimes takes a while to find the right place to make contact Reviewed on: 17th April 2026

Customer service

I could not review customer service as I cannot remember the last time I used it, however, my experience of using Paypal is excellent. Reviewed on: 17th April 2026

User friendly, easy to set up!

User friendly, easy to set up! Handy reminders for upcoming payments. Reviewed on: 17th April 2026

Awsome in Customer service

Not bad, to be fair. The service made time to review my cases Reviewed on: 17th April 2026

The PayPal pay in 3 is very convenient for spreading...

The PayPal pay in 3 is very convenient for spreading the cost of purchases over 3 months withour incurring any additional interest. Reviewed on: 17th April 2026

I’ve been genuinely impressed with PayPal

I’ve been genuinely impressed with PayPay—it’s easily one of the most convenient and user-friendly payment solutions I’ve used. Setting it up was quick and straightforward, and the interface is clean, intuitive, and easy to navigate, even for someone who isn’t particularly tech-savvy. What really stands out is how seamless the whole payment experience is. Whether I’m shopping in-store or paying online, everything happens in seconds with just a few taps. Another big plus is the range of promotions and cashback offers. It feels like there are always deals available, which makes using PayPay not just convenient but also rewarding. Over time, those small savings really add up. Security is also clearly a priority. I feel confident using the platform thanks to its strong authentication features and reliable performance—I've rarely encountered any issues with transactions. That said, my only challenge occurred during a recent trip. When PayPay sent a one-time passcode (OTP), I ran into difficulties because each time I left the payment page to retrieve the code, a new page would load upon returning. This resulted in multiple passcodes being generated, and unfortunately I wasn’t able to complete the transaction. It would be great to see this process streamlined for a smoother experience while travelling. Overall, PayPay offers a fast, reliable, and rewarding way to handle payments, and I’d highly recommend it to anyone looking for a smooth, modern payment solution. Reviewed on: 17th April 2026

Great way of paying for item over 3 payment just sav...

Great way of paying for item over 3 payment just save time Reviewed on: 17th April 2026

moving money - reliable and trustworthy.

Always reliable and trustworthy. Fast information, always available and secure. Reviewed on: 17th April 2026

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