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PayPal: Pay in 3 reviews

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4.93
Based on 50,918 reviews, last reviewed 15th May 2026
2693700% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nice and easy experience. Nice and easy experience. Simple instructions. Works well. Reviewed on: 15th May 2026
Jon L's avatar
Jon L

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (50918)

I have been with PayPal for years

5
I have been with PayPal for years and have never had any complaints. Any issues have been resolved by Customer Service. Reviewed on: 16th April 2026
Sonya W's avatar
Sonya W

Paypal pay in 3 is perfect for budgeting, easy to use.

5
Paypal pay in 3 is perfect for budgeting, easy to use. They are always sending reminders before payment due dates. Excellent tool and service. Reviewed on: 16th April 2026
Larisa R's avatar
Larisa R

I'm using PayPal more often nowadays, and have never...

5
I'm using PayPal more often nowadays, and have never once had an issue. Effective, efficient and easy to use. Reviewed on: 16th April 2026
David L's avatar
David L

Smooth and convenient way to pay

4
Smooth and convenient way to pay Review: I’ve used PayPal’s Pay in 3 several times now, and it’s been a seamless experience. The setup is incredibly easy, and I love how it breaks down larger purchases into manageable interest-free payments. It helps me manage my monthly budget much better without any hidden fees. Highly recommended! Reviewed on: 16th April 2026
Chee fun Ng's avatar
Chee fun Ng

paypal has improved a lot in the past 5 years - I am...

5
paypal has improved a lot in the past 5 years - I am using them more and more. Reviewed on: 16th April 2026
Boyan N's avatar
Boyan N

Easy to use and helps support breaking down payments

5
Easy to use and helps support breaking down payments Reviewed on: 16th April 2026
Gil01's avatar
Gil01

It is good to earn points for money I be spending so...

5
It is good to earn points for money I be spending so I can treat myself to something with them also app is easy to use Reviewed on: 16th April 2026
Abby b's avatar
Abby b

Simple straightforward process easy to apply

5
Simple straightforward process easy to apply Reviewed on: 16th April 2026
lisa wilson 's avatar
lisa wilson

It’s been simple and effective.

5
It’s been simple and effective. I have built up points in my account which I can use later Reviewed on: 16th April 2026
David T's avatar
David T

Always helped when I needed it, when I had an issues...

5
Always helped when I needed it, when I had an issues with fraud Reviewed on: 16th April 2026
Math Gray64's avatar
Math Gray64

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