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PayPal: Pay in 3 reviews

4.93
Based on 50,914 reviews, last reviewed 15th May 2026
2693400% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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Latest highest rating:

5

PayPal Easy flexible payments Easy flexible payments easy set up convenient to use Reviewed on: 15th May 2026
Stephanie D's avatar
Stephanie D

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50914)

Great service

5
PayPal pay in 3 really helps me to spread the cost of essential items which are a little too expensive to pay for up front. It's interest free which is fabulous and items are all paid for within 3 months so the debt isn't there for ages. Payments are taken automatically and I receive reminders when payments are due, which is helpful. The app is easy to use. Customer service are responsive and helpful Reviewed on: 16th April 2026

Easy to use and understand.

5
Easy to use and understand. Feel safe using PayPal online and payments are quick. Reviewed on: 16th April 2026

Excellent way to pay

4
Always been an excellent way to pay Reviewed on: 16th April 2026

I don’t have much to say,PayPal is helping a lot of...

5
I don’t have much to say,PayPal is helping a lot of people buying goods on credit. Reviewed on: 16th April 2026

PayPal is my preferred payment method

5
PayPal is my preferred payment method, wherever it is available. I feel safer by using it. It is easy to use and convenient as I can split my payments to smaller, more manageable portions or can efer them for a later deadline. The customer service is excellent. Reviewed on: 16th April 2026

TOP CLASS!

5
Ever since I started my experience with Paypal (a long time ago now). I've been amazed by the excellence, speed of service, politeness, genuineness and outright superb customer service. They generally help and advise you and most of all I trust them completely. They are always my first choice when purchasing online, giving me options as well, to spread out costs for example at Christmas time when they are higher. I thoroughly recommend everyone set up a PayPal account you won't regret it. Reviewed on: 16th April 2026

Great idea for the times

5
Good idea in these times helps you get the items you want without stressing if you have enough money in bank to pay in full. Used correctly and it is a great idea Reviewed on: 16th April 2026

Easy to use.

5
Easy to use. Straight forward information. Pay in 3 with no interest. No problems Reviewed on: 16th April 2026

I’ve used pay in 3 quite a few times.

5
I’ve used pay in 3 quite a few times. It’s an easy, non-exploitative way to pay for items you’d prefer to spread the cost on. With no interest and clear payment dates, there’s no trickery involved. It’s a simple and great way to pay, I’m sure I will use it again in the future. Reviewed on: 16th April 2026

I love PayPal.

5
I love PayPal. It is my preferred way to pay for nearly everything. With added flexibility of PayPal credit and split payments it makes my shopping experience just a breeze. Reviewed on: 16th April 2026

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