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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101250 reviews)

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4.76

Based on 101,250 reviews, last reviewed 30th Jul 2026

207% increase in 5 star reviews

in the past 90 days

232% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

no strings attached piece of mind It’s easy, no strings attached, and gives me piece of mind instead of feeling worried about further payments looming over me. I am glad to have the op... Read more Reviewed on: 30th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101250)

On the whole it's a good experience with paypal but...

On the whole it's a good experience with paypal but there lacks transparency at times as to why pay in 3 and other like services aren't available Reviewed on: 7th July 2026

New Possibilities

PayPal has a great record and been at my disposal for years. They have never let me down. Since they have started their pay in 3 product, this has allowed me to make larger purchases without stretching my bank balance. Yes, I could pay for it all at once, but I don't have to. I have seen other companies, but it's the history, reputation and support of PayPal that keeps me coming back. Reviewed on: 7th July 2026

I couldn't be without pay in 3

PayPal pay in 3 is a godsend to me when I need to make unexpected purchases and it's close to payday. Reviewed on: 7th July 2026

Fanatastic

First class as always, Fantastic,Great Reviewed on: 7th July 2026

Always feels safe when using PayPal.

Always feels safe when using PayPal. It’s quick and easy. Even used by my older family members who aren’t great with tech Reviewed on: 7th July 2026

Top rate method of payment

Excellent method of payment for any transaction I have ever done and really secure. The pay in 3 option is a fantastic way to budget for the more expensive items Reviewed on: 7th July 2026

Best company ever

I am very happy with PayPal services, especially because I can buy what I want even when I don't have all the money... and the fact that I don't pay any commission makes it even better..!! Reviewed on: 7th July 2026

Easy, Clear and Costs Nothing ...

A very easy service to sign up for with a clear explanation of how the repayments work over time. It is a simple choice of whether you want to break the payments down in order to make the purchase immediately or wait three months until you've saved the money first. Reviewed on: 7th July 2026

Always trust transaction and clear instructions on h...

Always trust transaction and clear instructions on how to manage payments Reviewed on: 7th July 2026

No issues Really great to use

Really great to use, I’ve had no issues, app nice and fast, I use PayPal for everything at every opportunity, defiantly recommend using PayPal. The pay in 3 function is really useful for spreading out payments Reviewed on: 7th July 2026

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