Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 50,636 reviews, last reviewed 14th May 2026
2667000% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent product, Excellent service, Total confidence This is the most convenient and straightforward way to spread purchases. Always accessible, same simple process as a cash purchase (through PP), a se... Read more Reviewed on: 14th May 2026
Barry J's avatar
Barry J

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (50636)

PayPal is the GOAT!

5
PayPal is the GOAT! Trustworthy, efficient and reliable - all things you need when shopping online. And having the option to pay in 3 adds flexibility. Highly recommend to anyone needing some payment option that is sound. Reviewed on: 11th April 2026
TillyG's avatar
TillyG

Split the cost, easy.

5
Pay in 3 was an easy, cost free way of spreading the payments for a much needed item for my son who couldn't easily get to a high street because of where he was living and the shift pattern he was working. It helped him and me to budget during a lean period , he was able to get the product, I was able to pay in easy instalments, giving him time to pay me back so that neither was financially stretched. It was easy to set up and it just worked, no hassle. Great! Reviewed on: 11th April 2026
DM's avatar
DM

Always reliable

5
Always reliable and fast with payment withdrew. Reviewed on: 11th April 2026
Rebecca T's avatar
Rebecca T

Great credit app

5
Very easy to use credit app and the PayPal pay in three or pay over 4 months is a really good service that I use for larger purchases to spread the cost and makes life a lot easier to balance my finances. Reviewed on: 11th April 2026
TezM 's avatar
TezM

I trust PayPal

5
I trust PayPal, and with so many scams around that matters Reviewed on: 11th April 2026
Sonya S's avatar
Sonya S

Simple to use and feels secure to use when making on...

5
Simple to use and feels secure to use when making online purchased Reviewed on: 11th April 2026
Lucie T's avatar
Lucie T

Its fantastic you can spread the cost in three nakes...

5
Its fantastic you can spread the cost in three nakes it easier on your bank account Reviewed on: 11th April 2026
Mr A's avatar
Mr A

Always a great way to spread the cost of my shopping...

5
Always a great way to spread the cost of my shopping experience Reviewed on: 11th April 2026
No's avatar
No

Excellent I have had no issues and any issues has be...

5
Excellent I have had no issues and any issues has been dealt with Reviewed on: 11th April 2026
paula P's avatar
paula P

Always a fast and efficient service.

5
Always a fast and efficient service. Helpful customer service. Reviewed on: 11th April 2026
Robert M's avatar
Robert M

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill