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PayPal: Pay in 3 reviews

4.93
Based on 50,613 reviews, last reviewed 14th May 2026
2664800% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal I have used PayPal for a few years and have been very pleased with it. I particularly like the pay in 3 option so that I can purchase pricier items bu... Read more Reviewed on: 14th May 2026
Julie p's avatar
Julie p

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50613)

PayPal's 3-installment payment service was the perfe...

5
PayPal's 3-installment payment service was the perfect solution for me when I couldn't pay the full price due to financial difficulties. I'm very satisfied and will definitely recommend this service to my family and friends! Reviewed on: 11th April 2026

Very easy to pay with PayPal Debit and Credit cards.

5
Very easy to pay with PayPal Debit and Credit cards. Very good website. 4 month interest free option is excellent value for money. I now use my other debit and credit cards as a secondary means of payment. Reviewed on: 11th April 2026

Have no issues using PayPal and feel confident that...

5
Have no issues using PayPal and feel confident that they protect your money and purchases Reviewed on: 11th April 2026

Quick and easy

5
Using it is quick and easy with everything clearly laid out. Reviewed on: 11th April 2026

Safe Banking

5
I had a purchase and the item didn’t arrived, I reported it in the app online. Paypal actually reassured me how safe it is to used as I didn’t had to call the online shop and I was given options what and how to report the scam from the Paypal app directly without hassle, and thankfully my money was refunded in such a short period of time. This is how Paypal has built my trust in using, definitely now and then I regularly used Paypal for online shopping and as well might start using it for in-store shopping since I got the physical card. I will never trade Paypal for this excellent and fantastic banking service they provide, my money is reassured safe and it’s guaranteed for long-term. Reviewed on: 11th April 2026

I used the Pay in 3 method to pay for concert tickets.

5
I used the Pay in 3 method to pay for concert tickets. It was so effective and helped me save is much money since i didn’t have to pay it all in one. As a teenager, it’s difficult to afford these type of luxuries but this made it easier for me Reviewed on: 11th April 2026

So easy helpful with the payments especially the pay...

5
So easy helpful with the payments especially the pay-in-3 options Reviewed on: 11th April 2026

So easy to use, get reminders for when payments due...

5
So easy to use, get reminders for when payments due and don't have to mess about confirming with bank overall I find it very convenient. Reviewed on: 11th April 2026

Love PayPal

5
Always helpful great service and staff friendly Reviewed on: 11th April 2026

Secure Payments and all round winner

5
I use PayPal for all online purchases as it feels more secure than using personal bank details. Also love the pay in 3 options that is interest free. Great support from customers service when required. Reviewed on: 11th April 2026

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