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PayPal: Pay in 3 reviews

4.93
Based on 50,589 reviews, last reviewed 14th May 2026
2662500% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast, reliable, and easy ! Fast, reliable, and easy for everyday payments. Secure platform with smooth transactions. Thank you PayPal.! Reviewed on: 14th May 2026
Soji Mathew's avatar
Soji Mathew

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50589)

Reliable, transparent, and easy to track.

5
Reliable, transparent, and easy to track. My go-to for secure online financing with PayPal credit. Very good product Reviewed on: 11th April 2026

Quick, east and secure way of paying

5
Quick, east and secure way of paying Reviewed on: 11th April 2026

Easy to use, fast transfers, support has allways bee...

5
Easy to use, fast transfers, support has allways been great. I would recommend PayPal being a long term user of at least 20 years. Reviewed on: 11th April 2026

Helping families to do more without debts

5
Payment in 3 enables me to book in advance or just go and enjoy life with my family and pay later without extra fees. I like the fixed schedule not allowing me to fall behind. And if PayPal thinks that I cannot afford it at the moment, they will not offer or approve and I won’t get into debts. Reviewed on: 11th April 2026

Used PayPal for years and always will.

5
PayPal has always been quick and easy service. I had an issue once with an unauthorised payment. The team were quick to respond and I was given my money back. Reviewed on: 11th April 2026

I just love my PayPal, it's so easy to use and if yo...

5
I just love my PayPal, it's so easy to use and if you have any kind of query, they're easy to get in touch with and always very helpful. Their pay in three payments is such a help to me as I only have my pension to live on now. I also have a debit card with them now too, which is very handy and again easy to set up. Reviewed on: 11th April 2026

I had a very smooth and easy set up of my account an...

5
I had a very smooth and easy set up of my account and very much straightforward with legitimate and accessible questions. Very practical to use with ease and the safety of the account is amazing. Reviewed on: 11th April 2026

I like the accessibility of PayPal and easy to navig...

5
I like the accessibility of PayPal and easy to navigate on the app when it comes to payments. Reviewed on: 11th April 2026

Paypal.....no problem!

5
Ive been using PayPal for years now and have had no issues. They've helped when I had disputes with retailers refunding me and even when i needed a copy of an old transaction to make a warranty claim. The pay in three and pay in 4 on anything over £99 has also been very helpful to have at times. Would definitely recommend. Reviewed on: 11th April 2026

Pay in three , is good to spread the cost over time...

5
Pay in three , is good to spread the cost over time , pay in four would be more helpful … but you can’t have everything … Reviewed on: 11th April 2026

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