Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 50,583 reviews, last reviewed 14th May 2026
2662000% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been with PayPal for 10 years. Been with PayPal for 10 years. Its getting better everyday. Reviewed on: 14th May 2026
Tarandeep 's avatar
Tarandeep

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (50583)

Great comms and support

5
I’ve been scammed twice and also had issues with other on line sellers and PayPal were very quick to sort it out and keep me well informed. Reviewed on: 10th April 2026

100% flexibility of payments.

5
I enjoyed the first use of this service, offering a lot of flexibility in payment management. Reviewed on: 10th April 2026

Handy and secure payments

5
Very convenient system for recurrent and one-time payments Reviewed on: 10th April 2026

PayPal is only payment option I use as its safe and...

5
PayPal is only payment option I use as its safe and secure Reviewed on: 10th April 2026

Very helpful plans

5
The pay in 3 plan is very helpful and allows me to buy multiple things at once. Sometimes it doesn't work but it usually does. Reviewed on: 10th April 2026

Very good I have used it loads of times

5
Very good I have used it loads of times Reviewed on: 10th April 2026

My experience using PayPal has been really good so far.

5
My experience using PayPal has been really good so far. It’s easy to use, secure, and makes sending or receiving money quick and hassle-free. Definitely a reliable option for everyday transactions. Reviewed on: 10th April 2026

Super easy to set up and repeat spend

5
Super easy to set up and repeat spend Reviewed on: 10th April 2026

So easy to use, paying in 3 makes things more afford...

5
So easy to use, paying in 3 makes things more affordable, being able to buy the things I want without having to save up is great- I just love it ! Reviewed on: 10th April 2026

Gives me the flexibilit ...

5
Gives me the flexibility and peace of mind in this modern era Reviewed on: 10th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3715 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 106667 reviews
    PayPal
    View all products