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PayPal: Pay in 3 reviews

4.93
Based on 50,565 reviews, last reviewed 14th May 2026
2660600% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service Super easy to access and just generally a good experience. Reviewed on: 14th May 2026
Jack Quinn's avatar
Jack Quinn

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50566)

No problems at all with PayPal in 20 years.

5
No problems at all with PayPal in 20 years. Very good app to have. Reviewed on: 10th April 2026

great customer service experience

5
great customer service experience Reviewed on: 10th April 2026

Never had any issues using the products.

5
Never had any issues using the products. Great service and the app is easy to navigate. Reviewed on: 10th April 2026

Excellent service

5
Amazing that this is an option, helps me manage my money without worry. Navigating the app is flawless and paying off pay in 3 early is quick and simple Reviewed on: 10th April 2026

Its always been easy and effortless to use pay in...

5
Its always been easy and effortless to use pay in 3 Reviewed on: 10th April 2026

Somewhat Miffed

4
Generally my experience with PayPal has been good except for one instance where they said they'd been unable to take a payment but they actually had all my relevant details. I immediately paid in full by debit card when PayPal wouldn't do anything about it. I wasn't happy because this incident put a black mark on my credit profile. They refused to request or sort it to be corrected. Reviewed on: 10th April 2026

It don’t let me pay pin 3 .

4
It don’t let me pay pin 3 . It always says not available on this perches Reviewed on: 10th April 2026

Always reliable.

5
Always reliable. Used it for years and never had an issue. Recommend everyone to use Reviewed on: 10th April 2026

Pay in 3 long term user

5
I have been an PayPal user for 18 years + and have always felt safe and easy to do transactions. Have tried Pay in 3 mulitiple times and the split of instalments and the clarification of transactions are simple and straightforward. I always recommend Paypal pay in 3. Reviewed on: 10th April 2026

Good start for young people

5
Good start for teenagers to build their credit score Reviewed on: 10th April 2026

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