Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (49871 reviews)

View other PayPal products

4.93

Based on 49,870 reviews, last reviewed 12th May 2026

2595900% increase in 5 star reviews

in the past 90 days

5000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service every time . Excellent customer service every time . Reviewed on: 12th May 2026

Latest lowest rating:

1

They block me from this service since I do a return... They block me from this service since I do a return ever since they got me collecting points an paying in full but it doesn’t matter as I can pay for ... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (49870)

It’s so quick and easy to manage your spending.

It’s so quick and easy to manage your spending. Very easy and so convenient to my life style. Just a great service. I have been a pay pal customer for a few years now and they have really helped me control not only my spending, but my saving also. Well done Pay Pal Reviewed on: 8th April 2026

Most covenient

Paypal is very convenient for transfer of money and online shoping. Reviewed on: 8th April 2026

Does what you need.

Does what you need. Easy to use. Provides good options for spreading costs at no charge. Reviewed on: 8th April 2026

Always easy to use and confident in any issues being...

Always easy to use and confident in any issues being resolved Reviewed on: 8th April 2026

I’ve had a mixed experience.

I’ve had a mixed experience using PayPal. On the positive side, it’s very convenient for sending and receiving money, especially for online purchases, and it’s widely accepted across many websites. The interface is generally easy to use, and transactions are usually quick. However, customer service can be frustrating when issues arise. Resolving disputes or getting help sometimes takes longer than expected, and responses can feel a bit generic. Fees can also add up, particularly for international transfers or business transactions. Overall, it’s a useful platform for everyday payments, but there’s definitely room for improvement in support and transparency. Reviewed on: 8th April 2026

Always got my problem solved whenever I have contact...

Always got my problem solved whenever I have contacted them. Reviewed on: 8th April 2026

Take 3 over 1

So easy to spread the cost, fantastic asset. Reviewed on: 8th April 2026

Always had a good experience, never any issues with...

Always had a good experience, never any issues with pay in 3. Will continue to use it where I can Reviewed on: 8th April 2026

They are very reliable to use .

They are very reliable to use . Always helpful. Reviewed on: 8th April 2026

I often use the service so I’m not out of pocket.

I often use the service so I’m not out of pocket. Reviewed on: 8th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 3.52 from 61 reviews
Klarna card
from Klarna 4.29 from 3 reviews
Buy Now Pay Later
from Butter 4.50 from 2 reviews

Want to see more from PayPal?

Payments
from PayPal 4.91 from 3712 reviews
Credit card
from PayPal 4.90 from 82 reviews
PayPal Credit
from PayPal 4.90 from 105267 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub