Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,237 reviews, last reviewed 28th Jul 2026
228% increase in 5 star reviews
in the past 90 days
277% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Trusted 100% PayPal is my number one pay app Trusted 100% Reviewed on: 28th July 2026
Dawn's avatar
Dawn

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101238)

I love the pay in three service.

5
I love the pay in three service. This allows me to buy things that Wan won’t normally be able to afford it makes it all affordable. Reviewed on: 7th July 2026

Unbeatable PayPal

5
I've been with PayPal over five years and I thought they were the leaders in their industry. When I discovered their Pay in 3 facility, I was overwhelmed with joy and satisfaction. Reviewed on: 7th July 2026

Great good service like to use very much

5
Great good service like to use very much Reviewed on: 7th July 2026

Great way to pay

5
I feel safe using PayPal as they are great at making sure you are happy with payments Reviewed on: 7th July 2026

PayPal pay in 3 was so easy to use and it is fantastic

5
PayPal pay in 3 was so easy to use Reviewed on: 7th July 2026

An error when setting up the pay in 3 occurred, and...

2
An error when setting up the pay in 3 occurred, and you cancelled. Put it through again. It went through. Subsequently the 1st payment was taken twice. One was refunded through PayPal but never credited to my HSBC account. Was told by PayPal it was a ticket master issue .ticketmaster said it wasn't so went to my bank Reviewed on: 7th July 2026

Fast and reliable transactions.

5
Fast and reliable transactions. Efficient Reviewed on: 7th July 2026

A great stop gap when things are tight

5
Always there for a pay in 3, No messing with added interest, paid in time in reasonable and affordable chunks. Means you don’t miss out on things when your funds are low. Reminders when payments are due and counts down to clearing the debt. Such a great service! Reviewed on: 7th July 2026

PayPal is the best, use it for more than 12...

5
PayPal is the best, use it for more than 12 years Reviewed on: 7th July 2026

Great, trustworthy and simple

5
It is very helpful to use, very trustworthy and very simple! Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181069 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products