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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101238 reviews)

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4.76

Based on 101,237 reviews, last reviewed 28th Jul 2026

228% increase in 5 star reviews

in the past 90 days

277% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Trusted 100% PayPal is my number one pay app Trusted 100% Reviewed on: 28th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101238)

Excellent and Reliable Service

I have had a very good experience using PayPal. I use it to send and receive money quickly and securely, and I have also used it for online purchases without any issues. It has been reliable and easy to use. I have even helped my family use PayPal for their transactions, and they also found it convenient. Overall, I am very satisfied with the service and would recommend it to others. Reviewed on: 7th July 2026

I love pay in 3

I love pay in 3 it makes this nice and easy Reviewed on: 7th July 2026

Pay in 3 is a prefect way to balance purhcases that...

Pay in 3 is a prefect way to balance purhcases that are bit on the over budget, making them perfect to fit into budget. Reviewed on: 7th July 2026

Fab Klarna alternative

Providing customers such as myself with the pay in 3 option has been a massive help, on multiple occasions, because I can spread the cost and without interest added. It is a massive help and an option i keep using instead of a credit card because the APR can be extreme on credit cards. It's providing a short term payment option to make costly purchases more affordable. Given PayPal is a more accessible and available payment option it works better than Klarna. Reviewed on: 7th July 2026

All done so simple easy set up you know where you a...

All done so simple easy set up you know where you are every month Reviewed on: 7th July 2026

Great, loved the pay in 3 option.

Great, loved the pay in 3 option. Helps with larger purchases. Would use the service again if I was to buy something more expensive again. Reviewed on: 7th July 2026

Safe & Secure

I often use the Pay in Three instalments function, I like it as it helps with budgeting at no extra cost. Overall Paypal has been an excellent safe way for me to make purchases. I like the secure enhanced security process too. Reviewed on: 7th July 2026

Excellent service

I've only rang PayPal on two occasions but each time they were very helpful and professional. Reviewed on: 7th July 2026

Always my go to when paying online ..

It is so easy to use paypal and I always opt for that when buying from websites as i trust their security. Reviewed on: 7th July 2026

Have used this option a few times and it gives me co...

Have used this option a few times and it gives me confidence and breathing room. Reviewed on: 7th July 2026

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