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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101235 reviews)

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4.76

Based on 101,235 reviews, last reviewed 27th Jul 2026

232% increase in 5 star reviews

in the past 90 days

277% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I needed an outfit for an interview but wouldnt get... I needed an outfit for an interview but wouldnt get paid until end of the month and pay in 3 was very helpfull in this matter Reviewed on: 27th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101235)

Safer way to shop

Brilliant always happy to help and I feel safer with PayPal Reviewed on: 7th July 2026

Never any issues from PayPal for me

Never any issues from PayPal for me Reviewed on: 7th July 2026

No hassle, great service.

No hassle, great service. Timely notifications keeping you informed of all your transactions. Reviewed on: 7th July 2026

Any personal interaction has been a pleasant surprise

Any personal interaction has been a pleasant surprise Reviewed on: 7th July 2026

Been with you for over 20 years and use your service...

Been with you for over 20 years and use your service regularly. Very good service. Iv recently also started using your pay in 3 services which I’m enjoying. I’m not someone who uses credit. Pp is actually the only credit payment system I use. Interest rates abit high for the credit card when compared.overall good stable consistent service. Reviewed on: 7th July 2026

Used 3 payments option for the first time..

Used 3 payments option for the first time for a flight later in the year. Payments came out as indicated. Bill now settled with ease. I would use this option again. Reviewed on: 7th July 2026

Easy, Flexible and Reliable Payment Option

I've had a very positive experience using PayPal Pay in 3. The application process was quick and straightforward, with an instant decision. Splitting payments into three interest-free instalments made managing my budget much easier without any hidden fees. Payments were taken automatically on time, and I could easily track everything through the PayPal app. It's a convenient, secure, and flexible option for larger purchases. I would definitely recommend PayPal Pay in 3 to anyone looking for a simple way to spread the cost of their shopping. Reviewed on: 7th July 2026

I have always used PayPal for security reasons, when...

I have always used PayPal for security reasons, when I have had to use them to retrieve my money taken fraudulent they have always delivered without question Reviewed on: 7th July 2026

Great Customer Service

Straightforward and their customer service team are knowledgeable Reviewed on: 7th July 2026

I trust PayPal with most of my purchases.

I trust PayPal with most of my purchases. I appreciate their security processes, communications, and their pay in three option is as easy as could be to use. Reviewed on: 7th July 2026

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