Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 49,565 reviews, last reviewed 11th May 2026
2567100% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was able to split my purchase on 3 installments an... I was able to split my purchase on 3 installments and I'm always reminded of my payment before the due date which gets me prepared. Reviewed on: 11th May 2026
Sunday J's avatar
Sunday J

Latest lowest rating:

1

not worth. its not not worth. very less amount. should br more limit Reviewed on: 11th May 2026
Sri K's avatar
Sri K

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (49565)

Good service

5
When I had issues I contacted customers services and the were friendly and helpful. Reviewed on: 8th April 2026

Safe and user friendly

5
I feel confident using PayPal for online transactions. The interface is simple, and the buyer protection gives extra peace of mind. Fees can be a bit high, but overall it’s worth it. Reviewed on: 8th April 2026

Love my Paypal !

5
Love my Paypal, and all features. Quick and easy to send and receive money and love my payment in 3 . Easy to use and the app is great . Reviewed on: 8th April 2026

Good affordable option to have when purchasing items.

5
Good affordable option to have when purchasing items. Does help make a decision to buy items a little more easier, knowing that payment can be spread out. Reviewed on: 8th April 2026

NEVER ANY ISSUES.

5
NEVER ANY ISSUES. ALWAYS SUPER EASY. Reviewed on: 8th April 2026

Quick, easy and affordable way to get credit

5
Washing machine broke so needed to replace it fast. Pay in 3 made it quick, easy and affordable to make the purchase. Managed to get a replacement in 2 days and kept our family of 5 clean. Would definitely recommend as a way to get credit from a trusted provider. Reviewed on: 8th April 2026

I use PayPal in most of my online purchases as I fee...

5
I use PayPal in most of my online purchases as I feel my money is safe. Reviewed on: 8th April 2026

Good Service

5
Usually good service, haven’t had any other problems, it’s just so easy to use Reviewed on: 8th April 2026

I got my bed and paid in 3 monthly payments .

5
I got my bed and paid in 3 monthly payments . I would not afford to pay in one go so this helped me out Reviewed on: 8th April 2026

there, when you need it

5
More and more services and goods available paying by PayPal. Pay in 3 is a great idea for people like me to be in control of their spending. Credit interest could be lower, but it is competitive in today's world. PayPal is there when I need it Reviewed on: 8th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3711 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 104680 reviews
    PayPal
    View all products