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PayPal: Pay in 3 reviews

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4.93
Based on 49,371 reviews, last reviewed 11th May 2026
2549000% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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Latest highest rating:

5

PayPal LOVER Super easy, convenient, fast and safe in every way ! Reviewed on: 11th May 2026
Sienna R's avatar
Sienna R

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (49371)

Ease of use

5
Always easy to do, as a senior this is important whilst also secure. Reviewed on: 7th April 2026
P's avatar
P

The paypal pay in 3 has been a great financial lifel...

5
The paypal pay in 3 has been a great financial lifeline to me since I discovered it. It's very accessable and makes every big purchase feels very simple and seamless to pay. Reviewed on: 7th April 2026
Daniel Mafulul's avatar
Daniel Mafulul

PayPal Pay-in-3 best in class.

5
I find PayPal pay-in-3 the perfect facility for me. I am committed to avoiding credit cards. Pat-in3 gives me just enough flexibility for my needs but without the drawbacks of a credit card. Reviewed on: 7th April 2026
Seanathair's avatar
Seanathair

Helpful when you need that bit of breathing space!

5
It's always a help when something is needed (or just wanted) and pay day isn't close! Paying in instalments is hugely beneficial - not too long to drag out a debt and long enough to have that breathing space! Reviewed on: 7th April 2026
Claire R's avatar
Claire R

I use PayPal all the time!

5
I use PayPal all the time the pay in three without any hassle is a great feature and I use this to spread the cost of large purchases without the hassle of interest and paying more for what I've bought Reviewed on: 7th April 2026
Fozeab r's avatar
Fozeab r

Pay in 3 Flexibility

5
Pay in 3 is an excellent option to have and one which i use regularly. It is manageable and allows me flexibility in my payments. Reviewed on: 7th April 2026
CD's avatar
CD

Payment peace of mind

5
PayPal gives me peace of mind as it’s an extra layer of protection when I purchase online, whether it’s with my credit or debit cards, and the pay in three option is wonderful for budgeting my purchases. Their customer service is second to none, always resolving the issue for you, almost like a big brother sorting thing out for just when you need support. I will always prioritise using PayPal to any other method of payment. Reviewed on: 7th April 2026
Naomi M's avatar
Naomi M

Good option to spread the cost interest free, it’s g...

5
Good option to spread the cost interest free, it’s good if you can’t afford a big payout all at once Reviewed on: 7th April 2026
S Shells's avatar
S Shells

PayPal is a highly accessible and user-friendly serv...

5
PayPal is a highly accessible and user-friendly service. I often take advantage of the pay in 3 option because it allows me to manage the cost of larger purchases more effectively, making it a great choice for anyone looking to budget better. Reviewed on: 7th April 2026
Andrew D's avatar
Andrew D

I always use PayPal, it is safer, quicker and easier.

5
I always use PayPal, it is safer, quicker and easier. Reviewed on: 7th April 2026
Annesa A's avatar
Annesa A

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