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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101227 reviews)

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4.76

Based on 101,224 reviews, last reviewed 26th Jul 2026

244% increase in 5 star reviews

in the past 90 days

293% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Never had a problem, more than 10 years and going... Never had a problem, more than 10 years and going Reviewed on: 26th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101227)

Safe, secure means I don’t have to worry.

I have been using PayPal since mid 2000’s and can honestly say I feel payments and transactions are safe and easy to complete. My bank account has been ‘hacked’ several times, and PayPal has remained secure and consistent in protecting my personal information. It’s my first instinct to always go to PayPal for any transaction, and the few disputes I’ve had from retailers, PayPal had advised, helped and refunded where necessary. Keeps track of all my orders and see in one area amount spent. I’ll remain with PayPal for the foreseeable future, knowing my purchases, transactions and disputes are in good hands. Reviewed on: 7th July 2026

I’ve used PayPal for over 15 years

I’ve used PayPal for over 15 years, primarily because they protect purchases in a way that banks don’t. They’re very thorough on investigations and they refund where required when sellers don’t keep their end of the contract. High Street banks haven’t been able to do this without complex Visa dispute forms.. Reviewed on: 7th July 2026

Pay in 3 has made my life and shopping so much easier.

Pay in 3 has made my life and shopping so much easier. It has helped me spread the cost of purchases making even the items on my long-time wishlist finally affordable. The application process is quick, payments are easy to manage and I love the flexibility of paying in three interest-free instalments. It’s one of my favourite ways to pay and I highly recommend it. Reviewed on: 7th July 2026

I have used pay in 3 many times, fantastic option an...

I have used pay in 3 many times, fantastic option and never any issues Reviewed on: 7th July 2026

Brilliant service

Brilliant service and helps to spread the cost highly recommended Reviewed on: 7th July 2026

Easy Peasy

Easy to use and very fair. Would definitely recommend. Reviewed on: 7th July 2026

The process is very straightforward

The process is very straightforward and the app is easy to use, especially good when wanting to use the pay in 3 option. Reviewed on: 7th July 2026

The pay in 3 is so handy for Christmas or birthdays

The pay in 3 is so handy for Christmas or for big value item that you might not be able to afford in one lump sum Reviewed on: 7th July 2026

Easy and convenient payment option

I've used PayPal Pay in 3 several times and have had a great experience. The application process is quick, payments are taken automatically on time, and there are no hidden fees as long as you pay as agreed. It's a convenient way to spread the cost of larger purchases without paying interest. Reviewed on: 7th July 2026

Convenient

Very convenient way to pay when needed. Reviewed on: 7th July 2026

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