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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101220 reviews)

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4.76

Based on 101,218 reviews, last reviewed 26th Jul 2026

251% increase in 5 star reviews

in the past 90 days

293% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Ease of use, secure and peace of mind. Ease of use, secure and peace of mind. Reviewed on: 26th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101220)

Excellent and easy to plan payments

Excellent and easy to plan payments Reviewed on: 7th July 2026

Extremely helpful and informative customer service.

I have a case ongoing with Groupon. When I rang your customer service dept., found the lady who dealt with my concern extremely helpful and informative. A credit to your company. Reviewed on: 7th July 2026

I have used PayPal for many years without a problem.

I have used PayPal for many years without a problem. recently I was due a large refund form a seller which was actioned speedily by PayPal Reviewed on: 7th July 2026

Very easy to follow and good communication through e...

Very easy to follow and good communication through email Reviewed on: 7th July 2026

Most trusting way to spend online

Always recommend PayPal i feel very secure using PayPal Reviewed on: 7th July 2026

Excellent and Convenient Payment Option

I’ve had a great experience using PayPal Pay in 3. The application process was quick and straightforward, and I received an instant decision. It made it much easier to spread the cost of my purchase without any hassle. The payments were taken automatically on the agreed dates, which helped me stay organised and avoid missing any instalments. I also appreciated being able to track everything easily through the PayPal app. Overall, PayPal Pay in 3 is a convenient, reliable, and user-friendly way to manage larger purchases. The whole process was smooth from start to finish, and I liked the transparency of seeing upcoming payments clearly displayed. It gave me extra flexibility when budgeting for a larger purchase without adding stress. I would definitely recommend it to anyone looking for a flexible payment option. Reviewed on: 7th July 2026

Very easy process to follow and action

Very easy process to follow and action Reviewed on: 7th July 2026

Convenience

I’ve used them mutiple times for split payments and it’s the most convenient service available Reviewed on: 7th July 2026

Always been good when I've needed to use it.

Always been good when I've needed to use it. Haven't had to deal with customer service so kept it neutral Reviewed on: 7th July 2026

I love paypal its the safest way to shop online noon...

I love paypal its the safest way to shop online noone can get your card details & if like me u want to start Christmas shopping early you can spread the cost with pay in 3 I love the app as you can as much or as little back as you want. Reviewed on: 7th July 2026

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