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PayPal: Pay in 3 reviews

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4.93
Based on 48,980 reviews, last reviewed 10th May 2026
2511800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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Latest highest rating:

5

quick review overview easy to use, not needed to deal with customer service,in competition with my bank who offers the same service Reviewed on: 10th May 2026
anthony h's avatar
anthony h

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48980)

Spread the cost

5
Great for spreading payments over time. Reviewed on: 7th April 2026
ally-1982@hotmail.com's avatar
[email protected]

PayPal is very easy to use for everyday payments.

5
PayPal is very easy to use for everyday payments. Sending money and paying online is quick, and you don’t have to keep entering card details. It’s flexible too, with the option to link different cards or bank accounts and switch between them easily Reviewed on: 7th April 2026
E's avatar
E

Easy to use.

5
Easy to use. Helps make things affordable by splitting the cost. Excellent service when have a query. Reviewed on: 7th April 2026
kathy.haley@ntlworld.com's avatar
[email protected]

Never had an issue borrowing or using the credit lin...

5
Never had an issue borrowing or using the credit line from PayPal, simple, efficient and reliable. Reviewed on: 7th April 2026
Felipe Santos's avatar
Felipe Santos

Good service and easy to navigate

4
Good service and easy to navigate Reviewed on: 7th April 2026
Mohib's avatar
Mohib

Perfect high recommended

5
Perfect I’ve always had a smooth experience everything works without any issues. Even when a product didn’t arrive, the refund process was quick and hassle-free. Never had any problems, which makes me trust the service even more. Reviewed on: 7th April 2026
Robert 's avatar
Robert

A great service.

5
A great service. Always good and works every time Reviewed on: 7th April 2026
Nicola M's avatar
Nicola M

PayPal Pay In 3 is the easiest

5
PayPal pay in 3 is an easy way to spread payments across 3 months, and you will always be reminded before a next payment is taken. You can also pay early if you do have the money , which is very convenient if you don't want to worry about payments coming out in future. Never had any issues with it so far. Reviewed on: 7th April 2026
Dayna's avatar
Dayna

First choice

5
PayPal is my first choice when buying on line. The service has never let me down. Reviewed on: 7th April 2026
Kevin L's avatar
Kevin L

Always helpful and easy to navigate.

5
Always helpful and easy to navigate. Simple, easy to follow payments. Reviewed on: 7th April 2026
Graeme 's avatar
Graeme

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