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PayPal: Pay in 3 reviews

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4.93
Based on 48,959 reviews, last reviewed 10th May 2026
2509800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been with PayPal for many years and I have us... I have been with PayPal for many years and I have used all of the financial parts like pay 3 many times without any issues at all Reviewed on: 10th May 2026
Adie 's avatar
Adie

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48959)

Amazing service.

5
PayPal has always been my go to financial service with buy now pay later and pay in instalments interest free, aLeo payment security. Absolutely brilliant service, can’t fault it! Reviewed on: 7th April 2026
Paul H's avatar
Paul H

Easy & Safe Payment Options

5
Easy payment options with excellent ways to pay either card or PayPal credit. Reviewed on: 7th April 2026
Billy C's avatar
Billy C

Interest free payments. WINNER!

5
Easy to pay for a short term purchase. 3 easy payments of equal values, AND interest free. Reviewed on: 7th April 2026
Graham C's avatar
Graham C

Paypal is quick and easy to use.

5
Paypal is quick and easy to use. Always at your fingertips! Reviewed on: 7th April 2026
Chris N's avatar
Chris N

PayPal, a great way to pay

5
Always presents as easy to use and offers flexible payment options (“solutions?”) if you need them. Fully secure handling your money and finances. I have never had a problem with PayPal, ever!! I consciously seek it out when shopping, especially online. Reviewed on: 7th April 2026
JonD's avatar
JonD

Good promotions, slow updates on balance payments

4
Balance payments are extremely slow to register compared to other providers of whom these are almost instant, but the constant 0% promotional offers for four months are great, way better than Klarna. Reviewed on: 7th April 2026
Matti's avatar
Matti

Good experience very happy

5
Good experience very happy good communication good app friendly staff Reviewed on: 7th April 2026
Rosie Holloway's avatar
Rosie Holloway

PayPal,s excellent customer support

5
I always pay with PayPal and on this certain transaction with a car mats company I was totally messed around with delivery dates , they didn’t really want to know when I phoned their customer services for information with my order until PayPal stepped in , my order was soon delivered and as a gesture of goodwill the car mats were paid for , thank goodness I used PayPal Reviewed on: 7th April 2026
Tomoso's avatar
Tomoso

I love using Paypal.

5
I love using Paypal. I have been using it for a few years now. It offers convenient ways to pay, and you can earn points on your purchases. I like the security of paying through Paypal, knowing that they can assist you if you have any problems with the retailer/items purchased. Customer Services have always been good, whenever I have needed to call them. Reviewed on: 7th April 2026
Kellie L's avatar
Kellie L

:"I'm really happy with PayPal!

4
Here's a review: "I'm really happy with PayPal! The fees are pretty standard, and they've never surprised me with hidden charges. Sending and receiving money is super easy, and the protection for buyers and sellers gives me peace of mind. The app is straightforward to use, and customer support is usually pretty helpful. For what it does, I'd say it's good value for money. Reviewed on: 7th April 2026
Yonah M's avatar
Yonah M

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