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PayPal: Pay in 3 reviews

4.93
Based on 48,694 reviews, last reviewed 10th May 2026
2484800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy spreads cost. Easy to set up and spread payments. Reviewed on: 10th May 2026
Brendan M's avatar
Brendan M

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48694)

Easy to use

5
Easy to use and keep track of.payments. Customer service has been exceptional when I have needed to use it. Love the options for buy in 3 and accepted at so many retailers. Just started with the card to so will see how the points add up. Reviewed on: 7th April 2026

Just love Pay in 3

5
Pay in3 for me is so convenient I use pay pal all the time but pay in 3 comes in so handy sometimes when that purchase might just be a little too expensive to pay for outright so spreading payments over three payments is just so convenient and no interest charges thanks pay pal Reviewed on: 7th April 2026

Great services and intuitive to use.

5
Great services and intuitive to use. Reviewed on: 7th April 2026

PayPal is very easy to use.

5
PayPal is very easy to use. Now there’s the points bonus which is just the icing on the cake. Reviewed on: 7th April 2026

PayPal is always prompt with any query and it is eas...

5
PayPal is always prompt with any query and it is easy to use. Their pay in 3 has helped me a lot and I think it is great they offer this with no interest as I want to use PayPal more because of this Reviewed on: 7th April 2026

Good service,

5
No hassle and easy to use, good to have this option when needed Reviewed on: 7th April 2026

Always feel safe using PayPal.

5
Always feel safe using PayPal. Never had any issues and always get my money sent very quickly Reviewed on: 7th April 2026

PayPal credit

5
The PayPal credit line with no interest for the first 4 months is the best option to help you with payments Reviewed on: 7th April 2026

very convenient, fast and reliable.

5
very convenient, fast and reliable. been using paypal for years now. Reviewed on: 7th April 2026

Always great to deal with!!

5
Always great to deal with, dealt with any issues really quickly.. Reviewed on: 7th April 2026

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