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PayPal: Pay in 3 reviews

4.93
Based on 48,703 reviews, last reviewed 10th May 2026
2485500% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Always an excellent service, easy and enjoyable swrvice Always an excellent service, easy and enjoyable swrvice Reviewed on: 10th May 2026
Shaun R's avatar
Shaun R

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48703)

Quick to deal with problems that may occur.

5
Quick to deal with problems that may occur. All seems to be safe and secure Reviewed on: 7th April 2026

Great feature to use.

5
Great feature to use. I know exactly when the payments are, they even email you a few days before to let you know. Reviewed on: 7th April 2026

I just feel safer using paypal when buying things ,...

5
I just feel safer using paypal when buying things , it’s like having a safety net, Reviewed on: 7th April 2026

Everything seems floorless easy to set up with smoot...

5
Everything seems floorless easy to set up with smooth transitions Reviewed on: 7th April 2026

Great way to spread the costs

5
Great way to spread the costs easy and easy to set up Reviewed on: 7th April 2026

Quick, efficient, and helpful customer service.

5
Quick, efficient, and helpful customer service. Reviewed on: 7th April 2026

PayPal is quick, easy and informative.

5
PayPal is quick, easy and informative. They make sure they’re always there to help and ensure you have the best advice on finance and the agreements you have made. Reviewed on: 7th April 2026

Love the pay by instalments facility .

5
Love the pay by instalments facility and the general ease of using Paypal Reviewed on: 7th April 2026

Always fab.

5
Always fab. Easy to use. Prompt reliable service. Reviewed on: 7th April 2026

I’ve been using PayPal Pay in 3 and honestly, I rate...

5
I’ve been using PayPal Pay in 3 and honestly, I rate it. It’s made things a lot easier for me when buying stuff I actually need. Being able to spread the cost over three payments means I’m not dropping a big amount all at once, which helps me stay within my budget for the month. It’s also really simple to use — the option shows up at checkout and everything is clearly laid out in terms of what you’ll pay and when. No interest is a big plus too, as long as you keep on top of the payments. Only downside I’d say is that it’s not always available on every purchase, which can be a bit annoying. And obviously, you’ve still got to be responsible with it because the payments do add up. Overall though, it’s been really helpful for me and makes managing money a lot smoother. Reviewed on: 7th April 2026

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