Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 48,324 reviews, last reviewed 9th May 2026
2450700% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First choice for online payments When I buy something online PayPal is always my first choice for payment. The security of knowing your money is safe is very reassuring. Reviewed on: 9th May 2026
Robert M's avatar
Robert M

Latest lowest rating:

2

Sometimes hard to get refunded when dodgy sellers ge... Sometimes hard to get refunded when dodgy sellers get throu alot of having to prove this and that to prove eathier item didnt show or damaged security... Read more Reviewed on: 9th May 2026
Kerry R's avatar
Kerry R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48324)

I find PayPal a very convenient method of payment wi...

5
I find PayPal a very convenient method of payment with good payment terms. Reviewed on: 7th April 2026

Good and helpful, quick transaction process

5
Good and helpful, quick transaction process Reviewed on: 7th April 2026

My experience has been easy and fuss free

5
My experience has been easy, fuss free, simple to do without any issues. PayPal makes it seamless to use the Pay in 3 option, also I receive emails confirming the plan and reminders when payment is due. Reviewed on: 7th April 2026

Makes paying for things so much easier & straight fo...

5
Makes paying for things so much easier & straight forward Reviewed on: 7th April 2026

I always use PayPal

5
I use PayPal for everything and have had no issues at all even on the occasions when I've had to ask for a refund or cancellation, customer services have guided me and sorted things. I also use their pay in 3 which is great as no interest and allows me to purchase things that are a little bit more expensive in one payment. Reviewed on: 7th April 2026

Good experiences while paying to unknown stores

5
Good experiences Good experiences while paying to unknown stores Reviewed on: 7th April 2026

Really slick service,

5
Really slick service, customer service is great, accepted at most places, quick easy and a great app Reviewed on: 7th April 2026

I’m always using Paypal special when I have to buy s...

5
I’m always using Paypal special when I have to buy something online. It is easy to use and safe. Reviewed on: 7th April 2026

Loving the reward

5
Loving the reward when spending on products Reviewed on: 7th April 2026

Great service

5
Never had any problems with PayPal. Simple and easy to use. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 102373 reviews
    PayPal
    View all products