Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,203 reviews, last reviewed 24th Jul 2026
275% increase in 5 star reviews
in the past 90 days
307% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a premium service. Always had a premium service. Never been let down by PayPal. Managed to buy items that I would have had to wait for thanks to pay in 3. Reviewed on: 24th July 2026
Barry Dobson's avatar
Barry Dobson

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101209)

Just great

5
Super easy and reliable way to pay. Recommend to everyone Reviewed on: 7th July 2026

Quick easy and pain free

5
Quick easy and pain free, it took minutes to be approved Reviewed on: 7th July 2026

So easy to set up, no problems ever.

5
So easy to set up, no problems ever. Payments taken by direct debit with reminders sent so you can ensure you have enough money in your account. Reviewed on: 7th July 2026

Excellent

5
Paypal is excellent and very secure Reviewed on: 7th July 2026

I have always found PayPal to be a safe and reliable...

5
I have always found PayPal to be a safe and reliable place to manage money online. It gives me peace of mind knowing that my payments are protected and that I can send and receive money securely. The app is easy to use, transactions are usually quick, and I feel confident using PayPal for online purchases and transfers. Overall, it is a trusted and convenient service. Reviewed on: 7th July 2026

these guys are great!

5
these guys are great! Speedy, cheerfull, full of happiness, lots of keeness, great people. Reviewed on: 7th July 2026

Quick and easy recommend

5
Quick and easy click and pay however I think they need to improve safety on line Reviewed on: 7th July 2026

A great way to spread the cost

5
I’ve used the pay in 3 a lot and it helps to spread the cost . It’s a great system and very easy to use and they set up the direct debit so you do t have to do anything. Always a great experience. They only draw back is if you get a refund . They tell you that you have a refund but it stays in your pay pal until you take it out . But if your like me and forget about it you get a nice surprise . Reviewed on: 7th July 2026

Trusted payment service without the need of a credit...

5
Trusted payment service without the need of a credit card Reviewed on: 7th July 2026

Pay in 3 has helped me sort Xmas and keep payments o...

5
Pay in 3 has helped me sort Xmas and keep payments organised. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181036 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products