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PayPal: Pay in 3 reviews

4.93
Based on 48,122 reviews, last reviewed 8th May 2026
2432000% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
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Latest highest rating:

4

Great levels of refunding When accidentally making a purchase I wanted to refund, but I couldn't reach out to the person who I accidentally sent it to. So I contacted PayPal to... Read more Reviewed on: 8th May 2026
Forte's avatar
Forte

Latest lowest rating:

1

dispute against me not sure weather AI judged my claim or a mooron Reviewed on: 8th May 2026
roy f's avatar
roy f

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48122)

Pay in three

5
Never had any problems with pay pal they are great at sorting any question you have out. Their pay in three scheme is one of the very best out there it's easy to use and easy to understand Reviewed on: 7th April 2026

Pay in 3 is convenient and easy to use without the t...

5
Pay in 3 is convenient and easy to use without the temptation of a large available limit of a conventional credit card Reviewed on: 7th April 2026

paypal always.

5
I love PayPal because it makes everything about paying online feel simple, fast, and stress-free. One of the biggest reasons is how safe it feels to use — I don’t have to share my card details with every website I shop on, which gives me real peace of mind. Knowing there’s that extra layer of protection makes a huge difference, especially when buying from new or unfamiliar sellers. Another thing that really stands out is how convenient it is. Whether I’m shopping online, sending money to friends, or paying for services, it all happens in just a few clicks. Everything is in one place, which saves time and keeps things organized. I also find the “Pay in 3” option incredibly handy. It makes larger purchases much more manageable by spreading the cost into smaller, interest-free payments. That flexibility means I can plan my spending better without feeling pressured to pay everything upfront. Overall, it’s the combination of security, ease of use, and flexible payment options that makes PayPal such a go-to for me. Reviewed on: 7th April 2026

Use PayPal all the time.

5
Use PayPal all the time. Now have started using the card and collecting points. It’s great. Reviewed on: 7th April 2026

Great sensible credit option.

5
Great sensible credit option. I have used numerous times and find it an easy way to spread costs without over extending my finances. Reviewed on: 7th April 2026

It works.

5
Not much to tell. It works. I've used PP for years. It's simple and I can Pay in 3 if I need to. Brilliant. Reviewed on: 7th April 2026

I put my tryst in PayPal

5
I use PayPal when I need added security when paying for goods. It gives me confidence that if something was to go wrong PayPal would sort it. It is so easy to use. The new points system is an added bonus. Reviewed on: 7th April 2026

Simple and easy process when purchasing goods.

5
Simple and easy process when purchasing goods. The pay over three months deal is fantastic way of spreading the cost. Always a great choice to help when needed. Reviewed on: 7th April 2026

Great Service

5
I use PayPal a lot like the secure feeling when paying this way. Reviewed on: 7th April 2026

I have used PayPal for a long time and find it very...

5
I have used PayPal for a long time and find it very reliable Reviewed on: 7th April 2026

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