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PayPal: Pay in 3 reviews

4.93
Based on 47,977 reviews, last reviewed 8th May 2026
2418300% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

Very helpful with paying for things online as I know... Very helpful with paying for things online as I know I can trust PayPal. Reviewed on: 8th May 2026
Max D's avatar
Max D

Latest lowest rating:

2

I use to use pay in 3, never missed a payment and th... I use to use pay in 3, never missed a payment and then it just stopped me from being able to access the pay in 3 method Reviewed on: 8th May 2026
Zowie G's avatar
Zowie G

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47977)

Pay in 3 is a great addition to payments

5
I love Pay in 3. It spreads the cost of things with zero fuss and works really well. Reviewed on: 7th April 2026

Offers more than just a payment service.

5
Offers more than just a payment service. So easy to use & always helpful. Would definitely recommend. Reviewed on: 7th April 2026

PayPal is very easy to send money to friends and...

5
PayPal is very easy to send money to friends and family Reviewed on: 7th April 2026

I love PayPal and have used it for years.

5
I love PayPal and have used it for years. It is safe and Pay Pal is very helpful. especially to 82 year olds like us. Thank you Pay Pal. Colin & Sylvia Reviewed on: 7th April 2026

Ease of using PayPal .

5
Having used PayPal services for years now I can categorically confirm that it's the best payment option online. PayPal has made my shopping experience online so easy and hassle free & besides, it's very safe to use. Reviewed on: 7th April 2026

One minor tweak and this would be flawless

4
I love PayPal. The introduction of pay in 3 has been incredibly useful for birthdays and Christmas etc. My one gripe is that this is not a constant. There have been times where myself, my brother and others have noted that the pay in 3 option just disappears, even if payments are up to date and you haven't spent a lot. If this was improved PayPal would be outstanding. Any issues that I've had on Ebay gave peace of mind knowing that PayPal would back me up. Reviewed on: 7th April 2026

It's really easy to use.

5
It's really easy to use. It's so simple Reviewed on: 7th April 2026

Pay in 3 let's me do fun things with my family

5
Pay in 3 let's me do fun things with my family that would be out of our financial reach without this. Reviewed on: 7th April 2026

Easy to use and straight forwards

5
Easy to use and straight forwards Reviewed on: 7th April 2026

Excellent Service...

5
I have been using PayPal for several years and their customer service and passage of information to customers has been excellent. To date, I've been fully satisfied with the excellent service they provide. Reviewed on: 7th April 2026

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