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PayPal: Pay in 3 reviews

4.93
Based on 47,940 reviews, last reviewed 8th May 2026
2414800% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Useful and helpful service It's been really helpful to be able to buy things that I needed which I couldn't afford at the time. Reviewed on: 8th May 2026
MC Media's avatar
MC Media

Latest lowest rating:

2

I use to use pay in 3, never missed a payment and th... I use to use pay in 3, never missed a payment and then it just stopped me from being able to access the pay in 3 method Reviewed on: 8th May 2026
Zowie G's avatar
Zowie G

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47940)

Quick and easy

5
I use PayPal a lot and have a really good experience every time I have used the services. Very easy and quick to use. Reviewed on: 7th April 2026

I have used PayPal for many years, my money is safe...

5
I have used PayPal for many years, my money is safe & payments are easy to do, you get cash back on their debit card and great offers , what's not to like! I regularly use pay in 3 and its brilliant and I always stay up to date with payments. Reviewed on: 7th April 2026

never a problem.

5
never a problem. great service from start Reviewed on: 7th April 2026

User friendly.

5
Easy to use - excellent at following up any problems - user friendly Reviewed on: 7th April 2026

Excellent budgeting tool.

5
Easy to use. Gives me the option to buy immediately and pay over time, which is an excellent tool for budgeting. So far, I've had no issues. Any refunds have been issued and amendments made automatically. Haven't had to contact customer service, but am confident that any issues would be resolved efficiently. Reviewed on: 7th April 2026

Pay in 3 is so convenient!

5
Never had to contact Paypal’s customer service so thats why i’ve had to give it neutral. However i’m always given the option to use pay in 3 which suits my finances. Reviewed on: 7th April 2026

Always have my best interest.

5
Always have my best interest. The website is easy to use too. And I llike not having to my bank details on line when I shop. Reviewed on: 7th April 2026

they are quick and efficient in sorting out any prob...

5
they are quick and efficient in sorting out any problems. they have never failed me so far Reviewed on: 7th April 2026

PP view on PP

5
Easy to use, never any problems, keeps you updated with payments. Reviewed on: 7th April 2026

Pay in 3 is ace

5
I've had nothing but great experience with pay in 3 it's very convenient and useful Reviewed on: 7th April 2026

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