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PayPal: Pay in 3 reviews

4.93
Based on 47,890 reviews, last reviewed 8th May 2026
2410000% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
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1%
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Latest highest rating:

5

Everything is so simple. Everything is so simple. Customer service is great. I don’t ever feel like they are talking to more than one person. PayPal is just brilliant. Reviewed on: 8th May 2026
Mandy H's avatar
Mandy H

Latest lowest rating:

1

I used their services of 3 payment , suddenly I hav... I used their services of 3 payment , suddenly I have problems and I was told to update still struggling change address . And then its definitely wo... Read more Reviewed on: 7th May 2026
Tinara S's avatar
Tinara S

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (47890)

Have used Paypal for years as long as I've used ebay.

5
Have used Paypal for years as long as I've used ebay. Recently I've used it for splitting payments etc and avoiding giving bank details, its really useful and so easy. When I was hacked years ago, they were brilliant and stopped the transactions and gave me confidence to use them. Reviewed on: 7th April 2026

I like this option as it gives you flexibility

5
I like this option as it gives you flexibility Reviewed on: 7th April 2026

Using PayPal just works,

5
Using PayPal just works, I can choose From a variety of payment options including my bank account or credit cards. The are also a number of credit options, my favourite being the pay in three option. PayPal works the way I want it to, with little effort. On the odd occasion when there has been a problem with a seller because goods have not arrived or not been as described PayPal go out their way to resolve things satisfactorily. Reviewed on: 7th April 2026

Best option for flexible payments.

5
Best option for flexible payments. Credit and pay in three. Can be used on most sites. Never have an issues and it's good to rely on when money is tight. Reviewed on: 7th April 2026

Very good service, pay in 3 is really helpful

5
Very good service, pay in 3 is really helpful Reviewed on: 7th April 2026

Great way to pay and receive money

5
Pay in 3 is great and receive money great Reviewed on: 7th April 2026

PAYPAL IS JUST SO EASY AND CONVENIENT TO USE AT HOME...

5
PAYPAL IS JUST SO EASY AND CONVENIENT TO USE AT HOME AND ABROAD. Reviewed on: 7th April 2026

Happy customer

5
It helps a lot for any emergency back up for payment or to buy something especially online. And I am rest assured that it is very safe buy when paying by Paypal. Reviewed on: 7th April 2026

That extra safety ...

5
That extra safety between the seller and my bank account is priceless. Reviewed on: 7th April 2026

Reliable, Great Value-A Few tweaks to Perfect

4
Overall, I think PayPal offers excellent value and I would definitely recommend their Pay in 3 and interest-free options. The customer service is also a strong point—they answer the phone and are helpful when you need clarification. One area that could be improved is the clarity and accessibility of payment schedules. While the information is available, it’s not always easy to find, and I sometimes have to search for it again. It would be really helpful to have a clear, easy-to-access dashboard showing all upcoming payments and due dates in one place. It would also make a big difference if PayPal clearly displayed exact payment amounts and dates upfront—for example, showing exactly what to pay and when in order to avoid interest. A simple planning tool or calculator within the app would be a great addition, allowing users to split payments and immediately see the schedule. Overall, the service is very good, but improving the ease and clarity of managing payments would make it excellent. Reviewed on: 7th April 2026

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