Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 47,799 reviews, last reviewed 8th May 2026
2401500% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use. So easy to use. Good customer service. Reviewed on: 8th May 2026
Joanne Lee's avatar
Joanne Lee

Latest lowest rating:

1

I used their services of 3 payment , suddenly I hav... I used their services of 3 payment , suddenly I have problems and I was told to update still struggling change address . And then its definitely wo... Read more Reviewed on: 7th May 2026
Tinara S's avatar
Tinara S

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (47799)

Always there when you need too pay

5
Always there when you need too pay for goods and services with the added protection for consumers and retailers Reviewed on: 7th April 2026

Site navigation can be frustrating

4
I have mostly found PayPal good - my only issue is to do with navigating the app - I usually have to as google how to do something in the site as it’s not easily obvious - which can make using the site frustrating Reviewed on: 7th April 2026

Brilliant Company.

5
It’s great knowing that PayPal can back me up if there is an issue with an order and I have had to use this previously. They are great at answering phone queries and a company that I don’t have to wait on the phone for ages before it’s answered. The new PayPal Debit is excellent and I use it for most of my purchase - even on Amazon now! Reviewed on: 7th April 2026

I love PayPal it’s the best they help in everyway

5
I love PayPal they help me in every way amazing people Reviewed on: 7th April 2026

I’ve been using PayPal since 2004 and never had a pr...

5
I’ve been using PayPal since 2004 and never had a problem with any of my transactions I’ve done so far Reviewed on: 7th April 2026

I always look for companies that use PayPal!

5
I always look for companies that use PayPal! I find it the easiest and safest way to pay. And love that I can spread the cost of my purchases! Reviewed on: 7th April 2026

Bargaining

5
I really liked it, I bought the shoes, I paid in three installments, it's amazing. Reviewed on: 7th April 2026

Pay in 3 is a useful payment plan

5
Pay in 3 is a useful payment plan that I have used a number of times for bigger purchases. I find it easy to use and I've never had any issues with it. Reviewed on: 7th April 2026

PayPal is so convenient to use, never had any issues...

5
PayPal is so convenient to use, never had any issues in the many years of using. Reviewed on: 7th April 2026

Very convenient way to spread a sizable purchase wit...

5
Very convenient way to spread a sizable purchase without worrying about paying any interest. Reviewed on: 7th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review