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PayPal: Pay in 3 reviews

4.93
Based on 47,786 reviews, last reviewed 8th May 2026
2400200% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Really transparent and easy to understand. Really transparent and easy to understand. Quick and flexible repayment schedule. Reviewed on: 8th May 2026
Kris's avatar
Kris

Latest lowest rating:

1

I used their services of 3 payment , suddenly I hav... I used their services of 3 payment , suddenly I have problems and I was told to update still struggling change address . And then its definitely wo... Read more Reviewed on: 7th May 2026
Tinara S's avatar
Tinara S

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47786)

Easy and flexible way to manage money and finances

5
Easy and flexible way to manage money and finances Reviewed on: 7th April 2026

Quick and easy

5
Quick and easy, customer service agents always friendly and helpful. Easy to understand current plans and progress against them. Brilliant option to spread the cost without paying interest, super quick to set up. Reviewed on: 7th April 2026

It works with no issues.

5
It works with no issues. I don't know what else to say Reviewed on: 7th April 2026

It's been good

5
It's been good, I've not had any issues to report Reviewed on: 7th April 2026

Paypal finance

5
It will be more than decade using Paypal and their financial services change to best. Progressive at the time relaible ever since. No issue, speed, alwasy avialible and easy to use. Reviewed on: 7th April 2026

First time using PayPal i haven’t had a bad experien...

5
First time using PayPal i haven’t had a bad experience and it is simple to use. I’d definitely recommend it Reviewed on: 7th April 2026

Problem solvingAny

5
Any problems I have PayPal sort them out with expertise Reviewed on: 7th April 2026

PayPal have been a great service for a long time and...

5
PayPal have been a great service for a long time and I've never had a problem that they didn't solve quickly, efficiently and with great courtesy and kindness. The service is flexible, fast, easy to use and meets my needs as a shopper. Reviewed on: 7th April 2026

Simple to use

5
Simple to use, easy to quickly pay or request money, easy to track transactions and query transactions. Simple app, very user friendly. Reviewed on: 7th April 2026

Pay in 3

5
I use this to spread the cost, interest free, it's quick and easy, can pay it before my deadline, use at multiple shops, every purchase is traceable Reviewed on: 7th April 2026

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