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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101191 reviews)

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4.76

Based on 101,185 reviews, last reviewed 22nd Jul 2026

296% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love Pay in 3 service! Love Pay in 3 service! It is very helpful! Reviewed on: 22nd July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101191)

I would highly recommend PayPal credit

PayPal credit is great. I love that it’s available on all my favourite websites and it makes checking out fast and easy. The pay in 3 is so helpful, it means I can purchase things I either really need or just really want there and then, whilst spreading the cost in 3 easy payments. PayPal email me with a reminder to let me know my payment is coming up so I can ensure I have the money there ready to pay. Reviewed on: 7th July 2026

Convenient, fast and easy to use

Convenient, fast and easy to use Reviewed on: 7th July 2026

Pay in 3 ,EXCELLENT

So easy to use ,pay in 3 excellent for spreading large payments over 3 months with no interest Reviewed on: 7th July 2026

Best financial app

Best financial app. Using it for last 6 years any issue with suppliers or delivery they sort it out. Pay in 3 or 0% interest for 4 months make payment plan easy. Reviewed on: 7th July 2026

Was very easy to use the service, it provides custom...

Was very easy to use the service, it provides customers with the option to spread payments when money is short. Reviewed on: 7th July 2026

Every time ive used paypal its been very stress free...

Every time ive used paypal its been very stress free other than forgetting my password Reviewed on: 7th July 2026

Easy to use & very convenient buying goods online wi...

Easy to use & very convenient buying goods online with confidence plus the offer of splitting payments Reviewed on: 7th July 2026

Highly recommended

I've used PayPal for many years now and find that their Pay in 3 option is useful, reliable and easy to use. I always recommend it to friends and pay for many purchases with it wherever it is listed as an option. Reviewed on: 7th July 2026

It’s a godsend!

It make’s balancing the books sooo much easier, it’s a godsend! Reviewed on: 7th July 2026

I have never had any negative issues with Paypal.

I have never had any negative issues with Paypal. Things have always run smoothly and any issues dealt with with aclarity. Reviewed on: 7th July 2026

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