Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 101,185 reviews, last reviewed 22nd Jul 2026
296% increase in 5 star reviews
in the past 90 days
307% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love Pay in 3 service! Love Pay in 3 service! It is very helpful! Reviewed on: 22nd July 2026
Eva V's avatar
Eva V

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (101189)

PayPal pay in 3

5
Regular user of PayPal pay in 3, it's an easy and straightforward way to spread the cost without paying any interests. I like the simplicity of applying for it, just like a normal PayPal transaction and they always send a reminder few days before taking the next payment: simply great service. Reviewed on: 7th July 2026
GM's avatar
GM

Thanks very much for everything I'm very happy to Pa...

5
Thanks very much for everything I'm very happy to PayPal me recommended for everyone using PayPal bicoz seifty card and everything. Thanks very much PayPal Reviewed on: 7th July 2026
Paulina R's avatar
Paulina R

Paypal - a champion for online payments

4
My experience with PayPal Pay in 3 has been extremely positive. It has helped me book urgent appointments with private doctors while allowing me to repay the cost in a more balanced and structured way. Overall, PayPal is a service I use regularly online. I feel secure making payments through PayPal because I trust that, if something goes wrong, they will help resolve the issue. I trust the service and would be very disappointed if PayPal Pay in 3 or PayPal overall were no longer available Reviewed on: 7th July 2026
Shay's avatar
Shay

Easy to set up and pay!

5
Easy to set up and pay! Convenient for spreading out payments for larger purchases Reviewed on: 7th July 2026
Lee C's avatar
Lee C

Helps to pay for items

5
Its good because some things you just can't afford straight out so 3 payments help a lot Reviewed on: 7th July 2026
Val R's avatar
Val R

Paypal always have clear instructions

5
Paypal always have clear instructions on how to use pay in 3 very easy to follow Reviewed on: 7th July 2026
Robbie's avatar
Robbie

Always reliable and efficient.

5
Always reliable and efficient. Never any problem. Reviewed on: 7th July 2026
K M's avatar
K M

PayPal pay in 3

5
I perchanced an item with pay in 3 on PayPal. They just take care of everything, you also get a reminded when your next payment is going out. Great service Reviewed on: 7th July 2026
Robert B's avatar
Robert B

Pay in 3 does help me!

5
I use pay in 3 regularly and I feel it provides me with a much better way of managing my cash flow. It’s also handy that’s it’s available everywhere that I shop. I would highly recommend PayPal Pay in 3 to anyone Reviewed on: 7th July 2026
Kieran's avatar
Kieran

I use paypal as a safe way to buy alot of goods online.

5
I use paypal as a safe way to buy alot of goods online. The pay in three instalments is an excellent service. And you can easily see when the bext is due, how much you owe in total and because of this can budget accordingly Reviewed on: 7th July 2026
Tim h's avatar
Tim h

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181018 reviews
    PayPal

  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal

  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill