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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101189 reviews)

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4.76

Based on 101,185 reviews, last reviewed 22nd Jul 2026

296% increase in 5 star reviews

in the past 90 days

307% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love Pay in 3 service! Love Pay in 3 service! It is very helpful! Reviewed on: 22nd July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101189)

Reliable convenient and easy to use.

Reliable convenient and easy to use. Would recommend. . Reviewed on: 7th July 2026

Easy to use, really great.

Easy to use, really great. Reassuring and safe Reviewed on: 7th July 2026

Able to make stress free transactions

Able to make stress free transactions Reviewed on: 7th July 2026

Every time when using PayPal is hassle free as expec...

Every time when using PayPal is hassle free as expected. Reviewed on: 7th July 2026

Flexible

Offers me the flexibility to pay for larger amounts over smaller installments without lots of form filling and finance decisions. Reviewed on: 7th July 2026

Long time PayPal costumer

I have used PayPal for over 10 years and have been using PayPal: pay in 3 since it has launched. The service is effective and effortlessly easy to use. I receive an email before a payment is due, which PayPal does automatically. I appreciate the service being interest free and with buyer protection which allows me to feel safe when making big purchases. Reviewed on: 7th July 2026

Always feel safe when I know i can pay with PayPal,...

Always feel safe when I know i can pay with PayPal, its gives the customers that extra piece of mind and with the pay in 3 helps with the cost of living at the moment Reviewed on: 7th July 2026

I’m a huge fan of PayPal.

I’m a huge fan of PayPal. I’ve used their pay in three service for many years. It enables me to budget for larger purchases with the peace of mind that an excellent service is always guaranteed. The money is taken automatically - I don’t even have to think about it but I get reminders to help me. I use PayPal all the time. Wouldn’t be without it. Reviewed on: 7th July 2026

Amazing flexibilty of PayPal Pay in 3

By being a regular user of PayPal, the Pay in 3 feature gives me the flexibility that other debit cards and credit cards cannot match. It allows me to buy the items I need whilst organising my finances. Reviewed on: 7th July 2026

My GoTo for payments

Very easy to make and receive secure payments! A great tool for online purchases, including Amazon & Ebay. Well done for your great service. Keep up providing your quality product. Reviewed on: 7th July 2026

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