Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 100,310 reviews, last reviewed 14th Jul 2026
512% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Cannot fault the service On very rare occasions when I have had an issue with a seller PayPal have been extremely helpful. On one occasion I had a full refund in less than 30 ... Read more Reviewed on: 14th July 2026
Michelle B's avatar
Michelle B

Latest lowest rating:

1

You get what you want Very happy with service straight forward easy to use. Reviewed on: 14th July 2026
Jacek's avatar
Jacek

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (100383)

Use it regularly to send move abroad - feel confide...

5
Use it regularly to send move abroad - feel confident in the process Reviewed on: 12th July 2026

Bought flight tickets on PayPal and was able to spee...

5
Bought flight tickets on PayPal and was able to speed the cost Reviewed on: 12th July 2026

PayPal rewards is amazing

5
PayPal rewards is amazing, when I use my PayPal account or PayPal debit card to shop I get points which are then converted to pounds for me to spend. Reviewed on: 12th July 2026

Excellent Service and Easy to Manage

5
I’ve had a very positive experience using PayPal Credit. The application process was straightforward, and it’s been a convenient way to spread the cost of purchases when needed. Payments are easy to manage through the app, statements are clear, and I’ve found the service reliable and user-friendly. I’ve never had any issues making payments, and everything has run smoothly. It’s given me extra flexibility when shopping, and I wouldn’t hesitate to recommend PayPal Credit to anyone looking for a simple and convenient credit option. Reviewed on: 12th July 2026

Flexibility and Improved credit score!

5
It helps to give more flexibility with unexpected payments being able to spread across 3 months is brilliant with no interest. Also helps improve your credit score which is great Reviewed on: 12th July 2026

Very good customer service, the customer service tea...

5
Very good customer service, the customer service team are very helpful and calm. Reviewed on: 12th July 2026

Top notch PayPal

5
Easy & extremely secure payments with options to Pay in 3 installments & always willing & ready to fix any disputes quickly & correctly. Spectacular payment service Reviewed on: 12th July 2026

I have had a really good experience with the custome...

5
I have had a really good experience with the customer service every time I’ve needed help, and PayPal is quite easy to use to keep track of Pay in 3 payments, but the UI can be a little overwhelming and confusing, especially for first time users, because there are so many options of actions on the app of what you can do on your account. Reviewed on: 12th July 2026

Spreed the cost

5
Used this many times now, never come across any problems whatsoever. So easy to use with payment updates. It’s so simple Reviewed on: 12th July 2026

Golden Service

5
I have never had issues with paypal - in fact I found it difficult to answer the quality of customer service question as I have never needed to even yse the customer service since everything with paypal has always gone smoothly! But I imagine that their customer service is just as great as the rest of the service. Paypal is easy to use and has many amazing functions that mean I use it often and have done so for years. Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 179628 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3853 reviews
    PayPal
    View all products