Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101181 reviews)

View other PayPal products

4.76

Based on 101,177 reviews, last reviewed 22nd Jul 2026

312% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

had a very positive experience using paypal, I like... had a very positive experience using paypal, I like the added security when shopping on line and credit is always helpful Reviewed on: 22nd July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101181)

My PayPal pay in 3 disappeared about 5-6 months ago,...

My PayPal pay in 3 disappeared about 5-6 months ago, as in it appears and then when I try to pay it Disappears, saying I cannot pay this way. Which is weird as I have Never Defaulted on one payment. I just try Not to Pay with PayPal anymore which is a shame as I used to use it A LOT. I have tried to contact customer service and had no Reply. I have Probably had a PayPal account since it started, but, I have started using other Platforms now, as I just feel let down by the company as a whole. Reviewed on: 7th July 2026

Can’t fault it.

Can’t fault it. Excellent for large purchases. Reviewed on: 7th July 2026

Best Payment Method

Very easy to use, always more convenient to Pay in 3, best payment method around by miles Reviewed on: 7th July 2026

Amazing Facility

So quick to approve and instant payment with easy terms at no cost/interest. Amazing Reviewed on: 7th July 2026

Pay pal pay in 3

I’ve used pay pal pay in 3 several times now and it gives me the option to spread out the cost of things and helps me balance my finances better Reviewed on: 7th July 2026

Lost orders

Had problem with a garden nursery PayPal sorted it in 3 days. Don't have other experiences Reviewed on: 7th July 2026

Very useful to have pay in 3 for spreading the cost...

Very useful to have pay in 3 for spreading the cost of items that weren't planned expenses and good that PayPal is so readily available online to facilitate that. Reviewed on: 7th July 2026

Very feasible and always available

Very feasible and always available Reviewed on: 7th July 2026

Always had great service with PayPal.

Always had great service with PayPal. Reviewed on: 7th July 2026

Great website for spending

Easy to use. I use pay in 3 and everything is done automatically and I’m notified before payment is due. Great services. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.85 from 59 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews
Klarna card
from Klarna 4.02 from 4 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181004 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub