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PayPal: Pay in 3 reviews

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4.93
Based on 47,304 reviews, last reviewed 7th May 2026
2355900% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was very easy to use and to understand and the cu... It was very easy to use and to understand and the customer service were very helpful. Reviewed on: 7th May 2026
Emily P's avatar
Emily P

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (47304)

2nd to none cyber security and transactions

5
When buying items I never have issues with Paypal making the transaction. Also I like the cyber protection surrounding Paypal, it is 2nd to none. Working for a cyber security company I can see Paypal have gone to great lengths to ensure the safety of their customers, thank you Reviewed on: 7th April 2026
Chere H's avatar
Chere H

Pay in 3 is always handy for more expensive items.

5
Pay in 3 is always handy for more expensive items. 3 affordable monthly payments make things easy. Though even if you make all your payents on time the pay in 3 option is often taken away from your account. This is annoying Reviewed on: 7th April 2026
Nf's avatar
Nf

Generally a good and simply way to buy with the opti...

5
Generally a good and simply way to buy with the option to spread the payments. Reviewed on: 7th April 2026
Jason Davey's avatar
Jason Davey

Easy to use.

5
I’ve had a very positive experience using PayPal. The platform is easy to use, secure, and makes both personal and business transactions straightforward. I especially appreciate how quickly payments can be sent and received, Reviewed on: 7th April 2026
Lubica T's avatar
Lubica T

Exceptional service

5
Exceptional service, good app experience. Easy credit options. Reviewed on: 7th April 2026
SS's avatar
SS

Excellent

5
All good. Transactions on PayPal credit account can be made bit more easy to interpret. Reviewed on: 7th April 2026
Kirandas Chittajallu's avatar
Kirandas Chittajallu

Highly recommended service

5
I have had a great experience with PayPal and have received excellent service. It is awesome that you can pay three times in purchased items and their customer service is excellent. In my opinion, Paypal is a highly recommended service Reviewed on: 7th April 2026
Kelvin A's avatar
Kelvin A

One of the best financial services

5
I really like using PayPal. It’s easy to use and works on almost every shopping site. Sending money to someone takes just a few seconds, and I always feel safe knowing my details are protected. The app is simple and clean, nothing confusing about it. If something goes wrong with a purchase, PayPal usually has your back. I also use the PayPal credit card and it’s been great. It’s simple to manage through the app, and you can track your spending easily. The rewards and cashback offers are a nice bonus too. Everything is in one place, which makes life a lot easier. I’d recommend PayPal to anyone who shops, sends money, or wants a straightforward credit card option. Reviewed on: 7th April 2026
Zahir 's avatar
Zahir

Safety payment,excellent service

5
Safety payment,excellent service Reviewed on: 7th April 2026
Carlos S's avatar
Carlos S

I can always count on PayPal pay in 3 when I need to...

5
I can always count on PayPal pay in 3 when I need to make a purchase that I need right now but don’t quite have the money. Splitting the payment in 3 is really handy. Reviewed on: 7th April 2026
Laura D's avatar
Laura D

Review PayPal: Pay in 3 now

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