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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (47338 reviews)

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4.93

Based on 47,338 reviews, last reviewed 7th May 2026

2359100% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

An excellent service thru a trusted supplier I have used pay-in-3 numerous times when I've needed to purchase something that, given my very limited budget, would have caused me stress. It is eas... Read more Reviewed on: 7th May 2026

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (47338)

Much better than a credit card

had it for many years and it's amazing, much better than a credit card. It paid for gadgets, ebay purchases, holidays and many online purchases where i can pay with an email pass and MFA without the need for card details. Reviewed on: 7th April 2026

Great way to send money and pay for items

No problems, simple, easy and safe to use. Reviewed on: 7th April 2026

Have used PayPal for a very long time.

Have used PayPal for all my online purchases and also started using the pay in 3 option a few times, have a subscription for newspapers as well. All works perfectly receive prompts before any payment is due. Well pleased with the service. Reviewed on: 7th April 2026

Great service! No hussle

PayPal is very easy to navigate and always inform customers of any changes.it offers great services for the right value. Reviewed on: 7th April 2026

Allowed me to split payments for online purchases ea...

Allowed me to split payments for online purchases easily. This helped me manage payments and also reduced the initial payment if the item was needing to be returned and not having to pay for it all in one go. Being able to manage the payments to pay it all off in one go was really useful. Reviewed on: 7th April 2026

paypal has helped me manage my spending

paypal has helped me manage my spending Reviewed on: 7th April 2026

PayPal makes payment easy.

PayPal makes life easier by providing options for you when you pay with PayPal. I have been using the app for a while now and am very happy with it. Pay in 3 is another way to get things done without having to pay interest overtime. Reviewed on: 7th April 2026

So easy to use!

So easy to use! It makes me feel safe using PayPal as I know they will protect me if needed. It’s also so easy to use the app and customer service is amazing. Reviewed on: 7th April 2026

Efficient service

Very time efficient and user friendly with quick and effective customer service. Reviewed on: 7th April 2026

I have always found PayPal to be an excellent experi...

I have always found PayPal to be an excellent experience helping solve problems when companies don’t and also your debit/credit card is kept safe. The pay in three make things more affordable without any interest added on. Reviewed on: 7th April 2026

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