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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101133 reviews)

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4.76

Based on 101,126 reviews, last reviewed 18th Jul 2026

417% increase in 5 star reviews

in the past 90 days

413% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to apply for pay in 3 installments, immediate a... Easy to apply for pay in 3 installments, immediate answer, great for flexibility Reviewed on: 18th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101133)

You can shop with confidence using Paypal

You can shop with confidence using Paypal for all your purchases including sending money quickly and safely. Reviewed on: 7th July 2026

Great Experience with PayPal Pay in 3

I've had a great experience using PayPal Pay in 3. The application process was quick and straightforward, and I received an instant decision. Being able to split larger purchases into three interest-free payments made budgeting much easier without any hidden fees. The payments were automatically taken on the scheduled dates, and the reminders helped me stay on track. Overall, it's a convenient, flexible, and reliable way to spread the cost of purchases while keeping finances manageable. Reviewed on: 7th July 2026

Excellent tool to spread the cost

Paypal Pay in 3 is an excellent idea when you need to spread the cost. It is quick and easy to set up. I have used it several times particularly with those larger purchases that I need to spread out. Reviewed on: 7th July 2026

Easy to use and helps out with finances.

Easy to use and helps out with finances. Regular notifications on when payments are due. Reviewed on: 7th July 2026

paypal No1

Always prompt and plenty of notice when payment due Reviewed on: 7th July 2026

PayPal helps you spend safely!

I think PayPal is great because they help you get your money back if there’s an issue. I always say that if you’re a responsible shopper you’ll use PayPal. It’s easy to use. But I will say that PayPal plus is quite a waste, unless you’re willing to get the debit card. But otherwise, great! Reviewed on: 7th July 2026

It’s a decent way of spreading a cost

It’s a decent way of spreading a cost Reviewed on: 7th July 2026

Didn’t know really how to be safe making payments bu...

Didn’t know really how to be safe making payments but don’t worry cause PayPal handles it all Reviewed on: 7th July 2026

It's a great service to use as it helps with larger...

It's a great service to use as it helps with larger payments by allowing you to spread the costs over a couple of months especially useful on needed items or moments of emergencies without too much worry on financial side of things. Reviewed on: 7th July 2026

They do not assist when their are bogus companies of...

They do not assist when their are bogus companies offering goods they tell you to contact the 3rd party seller even though you used pay pal to make the purchase I am now out of pocket by £ 75 Reviewed on: 7th July 2026

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