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PayPal: Pay in 3 reviews

4.93
Based on 46,478 reviews, last reviewed 6th May 2026
2276800% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really handy when you a little tight on money Really handy when you a little tight on money Reviewed on: 6th May 2026
Amber Pitman's avatar
Amber Pitman

Latest lowest rating:

2

Find very easy to use ! Like the option of pay in 3 Find very easy to use , experienced no problems Reviewed on: 6th May 2026
Amanda W's avatar
Amanda W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (46478)

The easiest form of short term credit.

5
The easiest form of short term credit. No interest but still he!ps your credit score. Reviewed on: 7th April 2026

As a disabled person who is limited in financial cir...

5
As a disabled person who is limited in financial circumstances, PayPal has been a life saver. Reviewed on: 7th April 2026

Easy to use , good customer service

5
Easy to use , good customer service Reviewed on: 7th April 2026

I’ve had no issues with PayPal it’s always been a go...

5
I’ve had no issues with PayPal it’s always been a good and easy experience. I use it to trust websites I won’t buy from an online website if I cannot pay with PayPal. Reviewed on: 7th April 2026

They have been honest, given quick refunds, clear in...

5
They have been honest, given quick refunds, clear in their details. Feel safe in using this organisation. Reviewed on: 7th April 2026

Pay in 3 great for spreading costs out...

5
Pay in 3 is great and easy to use for spreading out costs - no issues using the feature and when partial refunds are issued, the plan adjusts automatically to leave what is left to pay within that plan. Reviewed on: 7th April 2026

Lot's of credit options.

5
Lot's of credit options. Makes paying for stuff so easy. I sometimes change where I buy things if a seller doesn't accept PayPal. Would recommend to anyone. Reviewed on: 7th April 2026

Easy to use the pay in three is excellent

4
Easy to use the pay in three is excellent Reviewed on: 7th April 2026

Perfect to spread cost

5
Have used pay in 3 a few times. Excellent to spread the cost of purchases and no interest either Reviewed on: 7th April 2026

Safe way to shop

5
Great customer service and safe way to shop Reviewed on: 7th April 2026

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