Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 46,203 reviews, last reviewed 6th May 2026
2250300% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is an easy to use and secure payment option PayPal provides an easy to use and secure payment alternative to traditional credit card or bank payments. Reviewed on: 6th May 2026
Peter S's avatar
Peter S

Latest lowest rating:

1

Useful until it wasn't It was useful and then I moved house and they stopped offering me it, which is weird considering I also moved to a higher paying job at the same time.... Read more Reviewed on: 6th May 2026
Edward L's avatar
Edward L

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (46203)

Completely painless always does as expected

5
Completely painless always does as expected…. Reviewed on: 7th April 2026

Paypal is the best sevice deal with when i use it i...

5
Paypal is the best sevice deal with when i use it i have a lot of solustions thanks paypal Reviewed on: 7th April 2026

Pay in 3 option, so easy

5
Love the pay in 3 option, easy to apply and quick Reviewed on: 7th April 2026

Quick turnaround on unauthorised transactions

5
Quick turnaround on unauthorised transactions Reviewed on: 7th April 2026

Super convenient

5
Super convenient easy to use confident to trust Reviewed on: 7th April 2026

Me personally have found it a safe way to pay for my...

5
Me personally have found it a safe way to pay for my on line goods Reviewed on: 7th April 2026

Trust when you need it.

5
PayPal has always been there when I have had issues. Working in an efficient manner, they have always been there for me. It's one of the few companies that I truly trust. Reviewed on: 7th April 2026

I have had nothing but brilliant service from paypal...

5
I have had nothing but brilliant service from paypal excellent service provided has really helped me purchase items by spreading the cost over three payments Reviewed on: 7th April 2026

Paying with PayPal is very simple.

5
Paying with PayPal is very simple. I really enjoy using it. Reviewed on: 7th April 2026

I have been using PayPal for years.

5
I have been using PayPal for years. I like the ease of paying via my PayPal account and the extra reassurance of knowing that my retail transactions are protected should there be an issue. I recently had great advice from PayPal customer service with a large purchase that had become a problem. PayPal were able to help me resolve the issue quickly and effectively. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Credit card

    from PayPal 4.91 from 77 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3703 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 98934 reviews
    PayPal
    View all products