Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 41,846 reviews, last reviewed 1st May 2026
1840100% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Crypto and refunds Easy to purchase crypto. Quick refund when problems arise. Reviewed on: 1st May 2026
Pat C's avatar
Pat C

Latest lowest rating:

1

PAYPAL BUYER BEWARE In my country you have certain protections when you buy products and services online. The problem with Paypal is that when you use their services you ... Read more Reviewed on: 1st May 2026
Buyer Beware's avatar
Buyer Beware
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (41846)

Pay in 3 is awesome!

5
Pay in 3 is perfect for those times you dont want to pay as much but not pay interest! It's easy and fast to set up with no hassle at all. Also great for that little treat for yourself that you always wanted and thought it is a bit pricey for a one time hit. Reviewed on: 30th June 2025
Mista Mayka's avatar
Mista Mayka

PayPal, pay in three is a Great idea!

5
Have used pay in three a few times now with no problems at all. It’s great for spreading the cost on larger purchases, allows you to budget over a few paydays. It’s a great idea and as it’s done via PayPal, it definitely feels more secure! Reviewed on: 30th June 2025
N R's avatar
N R

Used for years and never had an issue

5
Used for years and never had an issue Reviewed on: 30th June 2025
Keir W's avatar
Keir W

Never have any issues, good customer service and app...

5
Never have any issues, good customer service and app really easy to use Reviewed on: 30th June 2025
Taishan W's avatar
Taishan W

Quick and Easy, always notified when the next paymen...

5
Quick and Easy, always notified when the next payment would be due which made it easy to keep track of. Reviewed on: 30th June 2025
Angelq's avatar
Angelq

Never had problems paying or if there is a dispute t...

5
Never had problems paying or if there is a dispute they were quick to respond Reviewed on: 30th June 2025
John's avatar
John

PayPal pay by 3 has really helped me in this very di...

5
PayPal pay by 3 has really helped me in this very difficult times. We had to purchase airline tickets for a funeral ( which was obviously not planned) Pay in 3 really helped ease the burden. Reviewed on: 30th June 2025
Pamela 's avatar
Pamela

Trusted - I simply feel safer when using PayPal

5
I simply feel safer when using PayPal Reviewed on: 30th June 2025
Rosie S's avatar
Rosie S

Excellent Service

5
PayPal has been amazing for my needs over the last several years that I have been using it. No issues at all so far. Reviewed on: 30th June 2025
TLW13's avatar
TLW13

Makes life easier can buy stuff couldn't afford in o...

5
Makes life easier can buy stuff couldn't afford in one go Reviewed on: 30th June 2025
leslie brown's avatar
leslie brown

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill