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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (40605 reviews)

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4.93

Based on 40,605 reviews, last reviewed 28th Apr 2026

1722300% increase in 5 star reviews

in the past 90 days

3100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always helpful . Always helpful . Easy to transfer money abroad Reviewed on: 28th April 2026

Latest lowest rating:

1

It used to be good , used pay in 3 all the time. It used to be good , used pay in 3 all the time. now it will not let me use pay in 3. Tried to find out why but no answer. Just a robot fir customer s... Read more Reviewed on: 28th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (40605)

Always use pay in 3 where possible.

Always use pay in 3 where possible.. However, sometimes its lets you use the option and then for no reason other time’s it refuses to let you use the pay in 3 option. The odd thing is it often refuses. even thou the amount is lower than the amount it did allow you to use.. makes no sense.. Reviewed on: 27th June 2025

I love PayPal

I love PayPal however it’s frustrating that the pay in 3 option is never available as it can often end up making you accumulate a lot of outstanding money Reviewed on: 27th June 2025

Being a Pensionr it really helps me to sort my finan...

Being a Pensionr it really helps me to sort my finances out each month and allows me to purchase items I cannot affo4d to pay outright. I have used PayPal pay in 3 several times. Reviewed on: 27th June 2025

Three months interest free.

I found that being able o pay ,interest free, over three months for larger items made budgeting easier. Reviewed on: 27th June 2025

Very easy

Very easy to set up, and interest free (provided payments are made on time). Reviewed on: 27th June 2025

Great way to spread payments without interest

It’s a very convenient way to pay for larger purchases and allows you to spread the cost. And best of all, it’s interest free. Reviewed on: 27th June 2025

Enables me more choice in both purchase and pay back...

Enables me more choice in both purchase and pay back options. Reviewed on: 27th June 2025

Paypal pay in 3 has been a godsend this year.

Paypal pay in 3 has been a godsend this year. I moved to Scotland, and had my benefits reduced and my support worker hours reduced from 21 hours per week to zero. I don't know how I would have managed otherwise. Reviewed on: 27th June 2025

Paypal.helped me manage my budget

The paypal service has helped me budget by spreading payments. The service also is good because it allows.me.to pay off plans earlier. The only additional service I would request is the ability to payment off specific purchases earlier when I purchase items using my PayPal credit Reviewed on: 27th June 2025

Very convenient

Its a very convenient way to pay especially with the 0% interest. It means you don't have to worry about a lump sum coming out of your bank in one go. Reviewed on: 27th June 2025

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