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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101069 reviews)

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4.76

Based on 101,053 reviews, last reviewed 15th Jul 2026

510% increase in 5 star reviews

in the past 90 days

464% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always good customer service, have always had any is... Always good customer service, have always had any issues sorted swiftly Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101069)

Excellent Service

I have used Paypal Credit for 7 years and they have provided an excellent service! Reviewed on: 7th July 2026

Life as a pensioner on a small pension.

Being a pensioner on a small pension, with many close family members living overseas; Pay in Three greatly facilitates my budgeting so I can keep up with birthdays of children and grandchildren who live abroad. This in turn allows me to keep these relationships alive and growing. Thank you! Reviewed on: 7th July 2026

Easy to use and secure.

Everything paypal provides has been helpful and beneficial to my online purchases. Reviewed on: 7th July 2026

Great customer protection

I love the protection that PayPal offers as a customer, I have been very pleased with their payment plan options too Reviewed on: 7th July 2026

Really helpful way to pay, and spread the cost over...

Really helpful way to pay, and spread the cost over an agreed period and interest free. Reviewed on: 7th July 2026

Very handy when paying for tickets

Very handy when paying for tickets Reviewed on: 7th July 2026

Recommend

I have always found them to be excellent Reviewed on: 7th July 2026

Easy to manage multiple funding options.

Easy to manage multiple funding options and current offers are displayed and categorised which is a godsend. I would like to be able to set the preceding payment dates for the pay in 3 options to streamline the process however. Reviewed on: 7th July 2026

Pay in three is great

Pay in three has been a game changer. I’m never in debt but it’s nice to have that choice there to pay over three months. I usually pay it off before which is also nice to be able to do. Reviewed on: 7th July 2026

Very easy to set up and lots of communication all th...

Very easy to set up and lots of communication all the way through. Reviewed on: 7th July 2026

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