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PayPal: Pay in 3 reviews

4.93
Based on 40,635 reviews, last reviewed 29th Apr 2026
1725000% increase in 5 star reviews
in the past 90 days
3100% increase in 1 star reviews
in the past 90 days
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94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

I’ve never had any real issues with PayPal as if I h... I’ve never had any real issues with PayPal as if I have a problem a phone call and it’s sorted straight away Reviewed on: 29th April 2026
Lesley M's avatar
Lesley M

Latest lowest rating:

1

It used to be good , used pay in 3 all the time. It used to be good , used pay in 3 all the time. now it will not let me use pay in 3. Tried to find out why but no answer. Just a robot fir customer s... Read more Reviewed on: 28th April 2026
Booboo's avatar
Booboo

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (40635)

Incredibly useful facility

5
I've used Paypal for many years and would strongly recommend it to everyone. I've used it mainly to reduce the distribution of my various account numbers around the internet but with addition the Pay In 3 I find Paypal even more useful. I often use Pay In 3 even when I could easily do without as it gives me a cost free reserve. Reviewed on: 27th June 2025

Extremely simple to use.

5
it is extremely simple to use, just select 'pay in three' and you pay over three months. PayPal then take three monthly payments and communicate clearly with you. Reviewed on: 27th June 2025

Helps to manage large unexpected purchases

5
I can buy from lots of places and know that I can use Paypal, pay in 3 to help make large purchases more affordable. Its so easy to use, stay on track and make payments to. It means that I can replace a broken oven 2 weeks before a big holiday stress free. Reviewed on: 27th June 2025

My Great financial transaction experience

5
I have been using Paypal for almost all my transaction from booking hotels , transport, purchase online and making payment have always been easy and smooth, I have in most cases used services like pay in 3 instalments and it has been perfect for me , when i raise issues regarding transaction differences it is resolved either immediately or with a very reasonable time. I will always recommend PayPal to friends and over time I have made referrals of which i get paid some money for it . I shall always remain with PayPal, my experience with them is great. Reviewed on: 27th June 2025

Perfect payment options , I use PayPal all the time...

5
Perfect payment options , I use PayPal all the time when available Reviewed on: 27th June 2025

Quick and easy to use.

5
Quick and easy to use. Let me book a trip just before payday that I would my if been able to do without this service. Reviewed on: 27th June 2025

It’s been a lifeline when I have to purchase items b...

5
It’s been a lifeline when I have to purchase items but haven’t got the money to pay for it all in 1 go Reviewed on: 27th June 2025

Very good used for years happy with the pay in 3 hel...

5
Very good used for years happy with the pay in 3 helped me buy what I want . Reviewed on: 27th June 2025

Easy service, always available , great customer supp...

5
Easy service, always available , great customer support Reviewed on: 27th June 2025

Allway easy to use and helpful!

5
Allway easy to use and helpful! I use it often and I really like it. I’m never stressed about using it Reviewed on: 27th June 2025

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