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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101071 reviews)

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4.76

Based on 101,069 reviews, last reviewed 16th Jul 2026

506% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use and secure Easy to use, payments taken by direct debit so you don't have to think about it. Provides protection for my orders. If there is a problem with the sup... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101072)

Good customer service.

Good customer service. Useful payment process. Simple to use. Reviewed on: 7th July 2026

Longtime customer

Have been a customer of PayPal for a very long time now and have always found their customer service to be great. They have helped me when I have had issues with orders and I have always been satisfied with the outcome! Reviewed on: 7th July 2026

Never had any issues always so efficient

Never had any issues always so efficient Reviewed on: 7th July 2026

Pay in 3 is good but interest rates are too high

Pay in 3 is good but interest rates are too high Reviewed on: 7th July 2026

Easy to use and quick to confirm approval of pay in 3.

Easy to use and quick to confirm approval of pay in 3. Fantastic to be able to budget a big spend in 3 smaller installements. Reviewed on: 7th July 2026

always easy to use and offers best option

always easy to use and offers best option Reviewed on: 7th July 2026

Hassle free!

Super easy to use and hassle free! Interest free help to spread the cost. Reviewed on: 7th July 2026

PayPal: Pay in 3 allows me to budget more easily

I love using PayPal Pay in 3 to spread the cost of both everyday items and larger purchases without any interest! It’s perfect for avoiding massive upfront payments! I’ve even bought flight tickets through PayPal: Pay in 3. Spreading the upfront cost left me with extra spending money for my holiday. It’s been a lifesaver for large furniture purchases, allowing me to budget comfortably over 3 months. It definitely took away the pressure/stress of trying to save for large purchases and allowed me to buy things I needed immediately. Also, customer service has always been helpful in general with PayPal. Reviewed on: 7th July 2026

excellent service provided without fail

Always seamless transactions over many years as a customer Reviewed on: 7th July 2026

It has provided a lot of financial flexibility and a...

It has provided a lot of financial flexibility and an extra layer of security that I needed. Reviewed on: 7th July 2026

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