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PayPal: Pay in 3 reviews

4.76
Based on 101,069 reviews, last reviewed 16th Jul 2026
506% increase in 5 star reviews
in the past 90 days
468% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and secure Easy to use, payments taken by direct debit so you don't have to think about it. Provides protection for my orders. If there is a problem with the sup... Read more Reviewed on: 16th July 2026
Julie R's avatar
Julie R

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101073)

Ive used pay in 3 a few times and it definitely help...

5
Ive used pay in 3 a few times and it definitely help when buying bigger more expensive items. Reviewed on: 7th July 2026

Pay in three is convenient and allows you to purcha...

5
Pay in three is convenient and allows you to purchase bigger items, you can see quite clearly if the monthly payments are affordable and you can also add the dates to your calendar so you know exactly when your payments are due. Pay pal are excellent at keeping you informed so you cannot forget. The whole process is quick and there is a feeling of safety paying through pay pal. It is fantastic when your 3rd monthly payment is completed so you can decide if you would like to purchase another Item you have had your eye on. Lots of options available. Great Service, great company to deal with. Reviewed on: 7th July 2026

Always had easy no hassle experience with everything...

5
Always had easy no hassle experience with everything made clear from the start, no hidden or unexpected costst Reviewed on: 7th July 2026

Very easy to use , hassle free and a great way to sp...

4
Very easy to use , hassle free and a great way to spread the cost of payments interest free. Simple check-out process. Payments also taken automatically so no danger of forgetting to pay. Generous credit limit as well. Reviewed on: 7th July 2026

Very easy to set up and keep a track of your payment...

5
Very easy to set up and keep a track of your payments - Benefits of this service are the ability to easily spread payments without overstretching yourself Reviewed on: 7th July 2026

I love the pay in 3 facility that PayPal offer.

5
I love the pay in 3 facility that PayPal offer. It helps spread the cost of a purchase into easy affordable monthly payments. It is easy to see where you are up to with the payments on the PayPal app or website. I am so pleased they now offer this on lower priced items also, it used to be just for over £30. Reviewed on: 7th July 2026

.easy to use

5
Easy ro use and very convenient. Reviewed on: 7th July 2026

The app is brilliant

5
Easy to use, I feel fully in control when spreading the cost. The app is brilliant. Reviewed on: 7th July 2026

PayPal ensures my money is safe & secure

5
Never had an issue, that wasn't resolved quickly and professionally.PayPal offers me the confidence that my money is safe and secure Reviewed on: 7th July 2026

PAY PAL CREDIT on line safety

5
secure online payments, credit if needed with options to pay in different ways Reviewed on: 7th July 2026

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