Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,069 reviews, last reviewed 16th Jul 2026
506% increase in 5 star reviews
in the past 90 days
468% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and secure Easy to use, payments taken by direct debit so you don't have to think about it. Provides protection for my orders. If there is a problem with the sup... Read more Reviewed on: 16th July 2026
Julie R's avatar
Julie R

Latest lowest rating:

1

One of the most frustrating companies I deal with on... One of the most frustrating companies I deal with on a daily basis. Log in can be incredibly difficult and customer service is useless Reviewed on: 16th July 2026
Si Morgan's avatar
Si Morgan

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101076)

it's made payments manageable for important purchase...

5
it's made payments manageable for important purchases which can really change things for me Reviewed on: 7th July 2026

Great products offered and easy to use app

4
Great products offered and easy to use app Reviewed on: 7th July 2026

Perfect for impromptu purchases

5
Pay in 3 allows me to purchase items I would otherwise have not been able to purchase with an easier payment schedule, e.g. buying an impromptu air ticket Reviewed on: 7th July 2026

Simples ever.

5
So easy to use!!! Reminder in place to not miss payment. Very transparent from the start. Reviewed on: 7th July 2026

Best thing since sliced bread.

5
Have used pay pal for many years now and I absolutely love it. So easy to use and understand,I use it for pretty much every purchase. Reviewed on: 7th July 2026

It enables me to make larger purchases when I need t...

5
It enables me to make larger purchases when I need them without breaking the bank, just apply at check and within seconds your approved Reviewed on: 7th July 2026

Excellent experience highly recommend

5
Excellent experience highly recommend Reviewed on: 7th July 2026

PayPal have always been excellent and reasonable.

5
PayPal have always been excellent and reasonable. I would highly recommend them as it feels a lot safer than using Bank accounts. Reviewed on: 7th July 2026

I had the help I needed whenever I needed it.

5
I had the help I needed whenever I needed it. The support was prompt, helpful, and resolved my queries efficiently. Reviewed on: 7th July 2026

Pay in 3 was not available

3
I tried to use Pay in 3 last night, but the option was not available at checkout. I would like to know why. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 180872 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products