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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 101,053 reviews, last reviewed 15th Jul 2026
510% increase in 5 star reviews
in the past 90 days
464% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always good customer service, have always had any is... Always good customer service, have always had any issues sorted swiftly Reviewed on: 15th July 2026
will anstis's avatar
will anstis

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026
J l's avatar
J l
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101056)

PayPal Credit

5
Ease of use and excellent value for money. Reviewed on: 7th July 2026
Ian T Thomas's avatar
Ian T Thomas

Super simple to use and allows me to spread the cost...

5
Super simple to use and allows me to spread the cost of large purchases in almost every retailer I use! Reviewed on: 7th July 2026
Tom W's avatar
Tom W

Computer graphics layout and format is so much impro...

5
Computer graphics layout and format is so much improved and user friendly, colour is important, functions work with ease, PayPal payments help in our current climate it’s a useful tool. Reviewed on: 7th July 2026
Shaz's avatar
Shaz

Pay in three

5
PayPal is great for that time when you see a great offer but pay day is not just there yet. Pay in three lets you get that deal without missing out. Reviewed on: 7th July 2026
Phil's avatar
Phil

Spreading cost of payment without need for credit cqrd

5
PayPal PayPal in 3 has been so useful for me in spreading the cost of payments, especially at times when money is tighter, without having to resort to a credit card. It allows you to break payments up in a way that feels manageable without incurring interest and as such is a really good intermediary solution, one which provides a clear payment schedule without the same risk of running up debts as the "just pay it all later" ethos of a credit card. It is a brilliant offering on PayPal's part and one which has made payments for important and exciting things such as tickets for travel easier to assume psychologically as well as financially. Reviewed on: 7th July 2026
Arp's avatar
Arp

PayPal Pay in 3 - Great Service

5
I use PayPal Pay in 3 as I trust PayPal. I have never encountered any problems using this at all. I would highly recommend this. It is a great help in these very difficult financial times. Reviewed on: 7th July 2026
JR's avatar
JR

Paypal has been such a helpful app for me throughout...

5
Paypal has been such a helpful app for me throughout the years. Ive been using the app for over 7 years now and its helped me on many occasions. Reviewed on: 7th July 2026
Berra d's avatar
Berra d

Safe and secure payment

5
Safe and secure and easy to use payment method Reviewed on: 7th July 2026
NIGEL T's avatar
NIGEL T

An old and trustworthy friend

5
I have used paypal for years. It is secure, so I feel safe using it. I have options to use my money now, or over time which is a helpful asset to have. There is also the option to borrow, which while I personally have not used it. I have read the terms, they are more than fair giving a great option should you need it as well. All in one place which many shops, and independent sellers accept. While also giving me protection on my purchases, something you need often without realising it at times. Reviewed on: 7th July 2026
Happy Spender 's avatar
Happy Spender

Has made big purchases managible

5
Has made big purchases managible Reviewed on: 7th July 2026
Yaz Sharpe-wright's avatar
Yaz Sharpe-wright

Review PayPal: Pay in 3 now

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