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PayPal: Pay in 3 reviews

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4.93
Based on 40,146 reviews, last reviewed 28th Apr 2026
1679500% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

Great service PayPal is so easy to use and I've never had trouble with them. Reviewed on: 28th April 2026
Holly Card's avatar
Holly Card

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (40146)

Simple, quick and convenient experience

5
Simple, quick and convenient experience Reviewed on: 27th June 2025
SHJ's avatar
SHJ

PayPal really screwed up my payments.

3
PayPal really screwed up my payments. They only go by what the system says and not what the customer is saying to them. If you have more than one PayPal in 3 on the go all will be brought into dispute if youbjave an issue with JUST ONE, which is silly. Can really mess up your credit score Reviewed on: 27th June 2025
T J's avatar
T J

Helps me to get things with pay in 3 and...

5
Helps me to get things with pay in 3 and PayPal credit Reviewed on: 27th June 2025
Christine W's avatar
Christine W

Simple and easy.

5
Simple and easy. I've used the facility a number of times and never had an issue Reviewed on: 27th June 2025
Andrew P's avatar
Andrew P

budget bigger purchases

5
Helps me to budget bigger purchases Reviewed on: 27th June 2025
K FW's avatar
K FW

Easy approval and quick process like everything PayP...

5
Easy approval and quick process like everything PayPal works great Reviewed on: 27th June 2025
barduar's avatar
barduar

Trouble free

5
I've never had to contact customer service, all payments through paypal have been trouble free. Reviewed on: 27th June 2025
Anonymous's avatar
Anonymous

A very handy option you can use at most retailers

4
A very handy option that you can use at most retailers to spread the cost. Just be careful about paying early as this can sometimes cause you to pay twice in one month. Also, watch out for end of month payments as you can easily miss paydays, e.g. 30th of the month. Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Very safe to make payments very happy with it

5
Very safe to make payments very happy with it Reviewed on: 30th May 2025
Diana B's avatar
Diana B

Helps to buy Expensive items

5
It helps my buy whatever i want on easier terms Reviewed on: 28th May 2025
Fahad Khan's avatar
Fahad Khan

Review PayPal: Pay in 3 now

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