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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (40140 reviews)

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4.93

Based on 40,140 reviews, last reviewed 28th Apr 2026

1679000% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Smooth, convenient and quick. Smooth, convenient and quick. The pay in 3 service is so easy to make a purchase and defer payments interest free Reviewed on: 28th April 2026

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (40140)

Fabulous

Fabulous option to use if you need to budget your finances. This option is really useful. Reviewed on: 26th May 2025

Enables me to purchase lovely items

Enables me to purchase several things that I would have hesitated buying had I had to spend large lump sum Reviewed on: 26th May 2025

Paypal pay for 3 made my experience overwhelming as...

Paypal pay for 3 made my experience overwhelming as it sorted most of my payments that I can never be able to do in full amount. My bills, tickets, fees etc. I will always recommend them. Reviewed on: 26th May 2025

PayPal credit makes buying bigger items easy

PayPal credit has giving us the opportunity to pay for larger items, which we couldn’t have done without using PayPal credit. the added bonus we don’t get hit with the extra interest as long as it’s paid off in the time given. Reviewed on: 26th May 2025

Good service without a hassle.

Good service without a hassle. I found that other provider service is hard to use and sometimes is hard to log on as service is crashing. I don’t have this problem with PayPal. Reviewed on: 26th May 2025

Just excellent

Just excellent in all aspects of service. Reviewed on: 26th May 2025

Easy to use and perfect hassle free method to split...

Easy to use and perfect hassle free method to split payments! Reviewed on: 26th May 2025

It really helpful,

It really helpful i used paypal cridit to buy different products Reviewed on: 26th May 2025

Fast, easy to use and understand, and helpful on lar...

Fast, easy to use and understand, and helpful on larger purchases! Reviewed on: 26th May 2025

A very easy way to pay, also interest free, excellent

A very easy way to pay, also interest free, excellent Reviewed on: 26th May 2025

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