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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101047 reviews)

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4.76

Based on 100,997 reviews, last reviewed 15th Jul 2026

514% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Using pay in 3 has made larger purchases on essentia... Using pay in 3 has made larger purchases on essentials more manageable than ever. I don't have to wait to save for something that I need now with a st... Read more Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101051)

Simple to use, very straightforward and easy

Simple to use, very straightforward and easy Reviewed on: 7th July 2026

I won't use any other payment methods than PayPal.

I've been using PayPal for online purchases for years and it's consistently been one of the easiest and best payment methods available. checking out online is quick and convenient without having to enter my card details every time. I mainly use PayPal for shopping online, and it's always been the most reliable payment methods. The added buyer protection gives me extra confidence when purchasing from retailers or individuals, which is a big plus. I also think it's good value for money, as there's no cost to use it for my everyday online purchases, and the convenience it offers is well worth it. Overall, I'd happily recommend PayPal to anyone who shops online regularly. It's simple, secure, and makes paying for purchases fast and hassle-free. Reviewed on: 7th July 2026

Always a massive help when you can't pay for somethi...

Always a massive help when you can't pay for something outright Reviewed on: 7th July 2026

PayPal is very easy to use.

PayPal is very easy to use. Option of paying in 3 instalments is fantastic. Reviewed on: 7th July 2026

I trust Paypal

I trust Paypal and it has been much more reliable than Klarna Reviewed on: 7th July 2026

Straightforward way to spread thr cosy of purchase

It is very straightforward process took under 2 minutes yo see of I was eligible and it helped me to spread the cost of a larger purchase. The fact it is also interest free is excellent. Reviewed on: 7th July 2026

Reliable service

Always very easy to use. Very reliable. Would highly recommend Reviewed on: 7th July 2026

Great way to spread high cost purchases

Found myself in a bind a few times having to splash out for unforeseen circumstances. Fridge and laptop broke recently and paypal pay in 3 allowed me the flexibility to make those purchases in one go. Reviewed on: 7th July 2026

Never know if pay in three will be agreed.

Never know if pay in three will be agreed. Reviewed on: 7th July 2026

The best

PayPal is the safest company I know; it’s the best. Whenever I see PayPal on a website, I know I’m safe. Reviewed on: 7th July 2026

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