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PayPal: Pay in 3 reviews

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4.93
Based on 40,127 reviews, last reviewed 28th Apr 2026
1677700% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

HelpfulRM Always helpful and pay in 3 option Reviewed on: 28th April 2026
RM's avatar
RM

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (40128)

Always had a fantastic experience with PayPal.

5
Always had a fantastic experience with PayPal. Pay in 3 is a seamlessly fast experience. Whenever I need to make larger purchases on items, the option to split it over three months with no interest is a fantastic help for me, financially. Reviewed on: 26th May 2025
David C's avatar
David C

Payments

5
Paypal are there when you need them most,payments are made without a fuss. Reviewed on: 26th May 2025
Michael R's avatar
Michael R

honoured to have your pay in 3 feature at my disposal

5
Hi PayPal Team, I just wanted to say how much I appreciate your “Pay in option. It’s such a helpful and flexible way to manage payments—even for smaller amounts like £30. It really makes a difference in my budgeting and takes some of the stress out of purchases. Thank you for offering this feature. It shows you understand your users and care about making things easier. Warm regards, Matthew Reviewed on: 26th May 2025
Matt's avatar
Matt

Easy to use, fast and efficient.

5
Easy to use, fast and efficient. Reviewed on: 26th May 2025
Caroline M's avatar
Caroline M

Excellent service all round.Paypal- just superb!

5
Excellent service all round. Dr Alistair Sutcliffe BEM. Reviewed on: 26th May 2025
Alistair S's avatar
Alistair S

Brilliant planning tool n allows you to budget.

5
Brilliant planning tool n allows you to budget.. highly recommend .. Reviewed on: 26th May 2025
Sandra S's avatar
Sandra S

Excellent company, brilliant that you can purchase...

5
Excellent company, brilliant that you can purchase and pay in 3 payments Reviewed on: 26th May 2025
Jayne H's avatar
Jayne H

All way there to offer and a huge contribution to my...

5
All way there to offer and a huge contribution to my decision to make a purchase Reviewed on: 26th May 2025
Stephen M's avatar
Stephen M

Very good service ,easy and quicker.

5
Very good service ,easy and quicker. I used last 5 years and I don't have any problem with PayPal. Reviewed on: 26th May 2025
Roman H's avatar
Roman H

Very good

4
Good customer service. Problem solved with no problem Reviewed on: 26th May 2025
Lina Orstin 's avatar
Lina Orstin

Review PayPal: Pay in 3 now

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