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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101039 reviews)

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4.76

Based on 100,997 reviews, last reviewed 15th Jul 2026

514% increase in 5 star reviews

in the past 90 days

468% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Using pay in 3 has made larger purchases on essentia... Using pay in 3 has made larger purchases on essentials more manageable than ever. I don't have to wait to save for something that I need now with a st... Read more Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101039)

A viable and straightforward option

Paypal pay in 3 was very straightforward to do and the 0% interest option makes spreading the payment of a big birthday present a viable option. I haven't had to use any customer service as of yet but the option to do so is clear. Reviewed on: 7th July 2026

Very easy process to set up and all online for conve...

Very easy process to set up and all online for convenience. Clearly explains the process and payments Reviewed on: 7th July 2026

Easy to use

Easy to use, love that both my transactions and money are safe reducing my exposure to scamming. The pay in 3 feature allows me to manage my monthly budget and bills by slicing up the payments on a purchase, on set up, choosing my preferred bank or card to make the purchase, couldnt be easier! Reviewed on: 7th July 2026

Ideal way to budget.

Ideal way to budget. Pay in three, helps you keep your spending in control Reviewed on: 7th July 2026

Pay in 3 with PayPal

PayPal has been such a life saver for me as with life being busy and other expenses coming out every week, I was invited to a hen party where the group wanted to the book the flights, I didn’t have all the money for the flights but PayPal let me split the payments in 3 which has made such a difference, I’ve been able to book the flights and also not put myself financially stretched. Reviewed on: 7th July 2026

I am a happy customer

I am a happy customer and have been using PayPal for years. Reviewed on: 7th July 2026

Spreading the costs...

My wife & I find that spreading a total cost over 3 months makes us more inclined to purchase !!! Brilliant facility... Reviewed on: 7th July 2026

always been great.

always been great.never had any problems helpful with splitting costs Reviewed on: 7th July 2026

So easy to use

So easy to use and helps spread the cost for larger items, I use it all the time and it’s a god send Reviewed on: 7th July 2026

Very helpful for managing your budget

Very helpful for managing your budget Reviewed on: 7th July 2026

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