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PayPal: Pay in 3 reviews

4.93
Based on 40,070 reviews, last reviewed 27th Apr 2026
1672600% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy with the service provided Have been with paypal for many years now and I always feel safe using it and makes things very easy to pay. Reviewed on: 27th April 2026
Caoilfinne Mcmanus's avatar
Caoilfinne Mcmanus

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (40070)

Good service but little expensive

4
Good service but little expensive Reviewed on: 17th June 2024

PayPal pay in 3 has really helped me to own things I...

5
PayPal pay in 3 has really helped me to own things I would not have been able to own if I was to buy it outright. It is my go to. One time, a payment fell through and that was my banks fault and PayPal pay in 3 was frozen for my account but it was restored in no time when I made transactions. It is fair and a great way to get things you need but could only afford in 3 months! Love it! Reviewed on: 17th June 2024

How I see the Pay in 3

5
Always available when required and like the zero percent interest on the three month payment scheme allows for better control of what money I have Reviewed on: 17th June 2024

I have been able to buy more things because of pay i...

5
I have been able to buy more things because of pay in three Reviewed on: 17th June 2024

Secure and helpful

5
Secured payments and great options with credit. Reviewed on: 17th June 2024

Pay in 3 is so handy.

5
Pay in 3 is so handy. You literally select it and forget about it and before you know it, you’ve paid it off! Reviewed on: 17th June 2024

Pay in 333

5
I just love pay in 3, helps me manage my finances superbly and enables me to get the things I love with more time to pay❤️ very convenient and credit at my fingertips Reviewed on: 17th June 2024

Excellent system.

5
Excellent system. Eases the pain of a big payment. PayPal make it an effortless system Reviewed on: 17th June 2024

At times when cash has been sparse but special birth...

5
At times when cash has been sparse but special birthdays are still on the horizon the PayPal three had enabled me to fulfil gift wishes whilst being able to manage the cost by spreading the payment into affordable amounts. Reviewed on: 17th June 2024

Customer Satisfaction

5
Great service & feature that enables customers to pay for a product/service they want without exhausting their resources all in one go. Reviewed on: 17th June 2024

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